BYD Atto 3 cost to own in Australia — the true 5-year total
The BYD Atto 3 starts at $41,760. Over 5 years, owning one (EV) costs about $58,314 in Australia as of July 9, 2026 — $972/month, $0.97/km — including depreciation, charging (with the ~12% charging loss most calculators ignore), maintenance, insurance, financing and rego. That's $8,557 more than a comparable Suzuki Jimny XL 5-door auto over the same 5 years.
BYD Atto 3 incentives & grants
Novated lease (FBT exemption): for a salary-packaged EV the federal FBT exemption can cut the cost substantially — it depends on your income and tax, so it is not in the totals above. Source: ATO.
BYD Atto 3 · Australia · 5-year estimate$58,314 total · $972/mo · $0.97/km
Where the money goes
| Cost component | Electric · BYD Atto 3 | Petrol · Suzuki Jimny XL 5-door |
|---|---|---|
| Depreciation (estimated) | $24,638 (42%) | $17,245 (35%) |
| Charging / fuel | $4,534 (8%) | $6,748 (14%) |
| ↳ of which charging loss | 12% (~$544) | — |
| Maintenance | $4,752 (8%) | $6,402 (13%) |
| Insurance | $12,725 (22%) | $8,500 (17%) |
| Financing interest | $7,290 (13%) | $6,487 (13%) |
| Registration & fees | $4,375 (8%) | $4,375 (9%) |
| Total cost of ownership | $58,314 | $49,757 |
BYD Atto 3 specs & assumptions
- Starting price
- $41,760manufacturer
- Powertrain
- Electric
- Efficiency
- 15.5 kWh/100kmADR
- Range
- 420 kmADR
- Australia electricity
- 33.00c/kWhAER
- Annual km (assumed)
- 12,000Australia average
Compare the BYD Atto 3 against any car, your km & your scenario
What the numbers say
The BYD Atto 3 costs about $58,314 to own over 5 years in Australia — $972/month, $0.97/km at 12,000 km/yr — and depreciation is the biggest line: $24,638, 42% of the total (as of July 9, 2026).
- The Suzuki Jimny XL 5-door auto wins decisively here — $8,557 cheaper over 5 years; at typical assumptions this isn't a close call.
- No realistic annual distance flips this verdict — the Suzuki Jimny XL 5-door auto stays the cheaper car at every distance we model.
- On cost per month the BYD Atto 3 ranks #7 of 14 small SUV models we track in Australia.
- Where the BYD Atto 3's $58,314 actually goes: depreciation $24,638 (42%), insurance $12,725 (22%), financing interest $7,290 (13%), maintenance $4,752 (8%), charging $4,534 (8%), registration & fees $4,375 (8%).
- Per km, that is $0.41 of depreciation and $0.08 of charging, with $0.49 for everything else — $0.97/km all-in.
- Charging vs the fleet: at $4,534 over 5 years the BYD Atto 3 sits within $0 of the $4,534 median for the 25 EVs we price — nothing unusual either way.
What we assume for maintenance
Assumed $950/yr for an EV at 12,000 km/yr — about $4,752 of the 5-year total above. On this market's assumptions an EV runs about $330/yr less in maintenance than a petrol car ($950 vs $1,280). See the methodology for sources; adjustable in the calculator.
Cost to charge the BYD Atto 3 at home
The BYD Atto 3 runs about $5.81 per 100 km at home — versus about $11.41 for a typical 7 L/100km petrol car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Per 100 km at home
- $5.8115.5 kWh/100km + 12% charging loss × $0.33/kWh
- A typical 7 L/100km petrol car
- $11.41/100kmat $1.63/L — for comparison