Cadillac OPTIQ cost to own in Canada — the true 5-year total
The Cadillac OPTIQ starts at $58,560. Over 5 years, owning one (EV) costs about $67,034 in Canada as of July 2, 2026 — $1,117/month, $0.89/km — including depreciation, charging (with the ~12% charging loss most calculators ignore), maintenance, insurance, financing and registration. That's $4,523 more than a comparable Lexus NX 350h AWD over the same 5 years.
Cadillac OPTIQ incentives & grants
Canada EVAP: up to $5,000 off an eligible new EV ($2,500 PHEV); Quebec / BC may add more. Shown for reference; not in the totals above. Source: Transport Canada.
Cadillac OPTIQ · Canada · 5-year estimate$67,034 total · $1,117/mo · $0.89/km
Where the money goes
| Cost component | Electric · Cadillac OPTIQ | Hybrid · Lexus NX 350h AWD |
|---|---|---|
| Depreciation (estimated) | $33,965 (51%) | $27,852 (45%) |
| Charging / fuel | $3,218 (5%) | $7,560 (12%) |
| ↳ of which charging loss | 12% (~$386) | — |
| Maintenance | $3,248 (5%) | $4,500 (7%) |
| Insurance | $15,655 (23%) | $11,750 (19%) |
| Financing interest | $10,449 (16%) | $10,349 (17%) |
| Registration & fees | $500 (1%) | $500 (1%) |
| Total cost of ownership | $67,034 | $62,511 |
Cadillac OPTIQ specs & assumptions
- Starting price
- $58,560manufacturer
- Powertrain
- Electric
- Efficiency
- 17.6 kWh/100kmNRCan
- Range
- 510 kmNRCan
- Canada electricity
- 16.50c/kWhprovincial utilities
- Annual km (assumed)
- 15,000Canada average
Compare the Cadillac OPTIQ against any car, your km & your scenario
What the numbers say
The Cadillac OPTIQ costs about $67,034 to own over 5 years in Canada — $1,117/month, $0.89/km at 15,000 km/yr — and depreciation is the biggest line: $33,965, 51% of the total (as of July 2, 2026).
- The Lexus NX 350h AWD holds a slim $4,523 lead over 5 years — a close result, but a real one at these rates and distances.
- The Cadillac OPTIQ pulls ahead of the Lexus NX 350h AWD if you drive more than about 27,000 km/yr.
- On cost per month the Cadillac OPTIQ ranks #2 of 7 compact luxury SUV models we track in Canada.
- Where the Cadillac OPTIQ's $67,034 actually goes: depreciation $33,965 (51%), insurance $15,655 (23%), financing interest $10,449 (16%), maintenance $3,248 (5%), charging $3,218 (5%), registration & fees $500 (1%).
- Per km, that is $0.45 of depreciation and $0.04 of charging, with $0.40 for everything else — $0.89/km all-in.
- Charging vs the fleet: at $3,218 over 5 years the Cadillac OPTIQ sits within $55 of the $3,163 median for the 21 EVs we price — nothing unusual either way.
What we assume for maintenance
Assumed $650/yr for an EV at 15,000 km/yr — about $3,248 of the 5-year total above. On this market's assumptions an EV runs about $525/yr less in maintenance than a gas car ($650 vs $1,175). See the methodology for sources; adjustable in the calculator.
Cost to charge the Cadillac OPTIQ at home
The Cadillac OPTIQ runs about $3.30 per 100 km at home — versus about $11.76 for a typical 7 L/100km petrol car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Per 100 km at home
- $3.3017.6 kWh/100km + 12% charging loss × $0.17/kWh
- A typical 7 L/100km petrol car
- $11.76/100kmat $1.68/L — for comparison