BYD Atto 2 Premium cost to own in Hong Kong — the true 5-year total
The BYD Atto 2 Premium starts at HK$228,300. Over 5 years, owning one (EV) costs about HK$270,154 in Hong Kong as of July 10, 2026 — HK$4,503/month, HK$5.40/km — including depreciation, charging (with the ~12% charging loss most calculators ignore), maintenance, insurance, financing and licence fee. That's HK$22,529 less than a comparable Honda Jazz 1.5 Crosstar over the same 5 years.
BYD Atto 2 Premium incentives & grants
Hong Kong ended ALL EV first-registration-tax concessions on 31 Mar 2026 (previously HK$58,500 general / HK$172,500 One-for-One) — every EV price here already includes full marginal FRT (46%–132% brackets). What remains: e-PCs pay a lower annual licence fee (HK$2,114 vs HK$5,074 for a ≤1,500cc petrol car), which IS modeled in the totals. Source: HK Gov P2026022500288 (25 Feb 2026) · TD fee schedule.
BYD Atto 2 Premium · Hong Kong · 5-year estimateHK$270,154 total · HK$4,503/mo · HK$5.40/km
Where the money goes
| Cost component | Electric · BYD Atto 2 Premium | Petrol · Honda Jazz 1.5 Crosstar |
|---|---|---|
| Depreciation (estimated) | HK$148,395 (55%) | HK$93,434 (32%) |
| Charging / fuel | HK$13,816 (5%) | HK$92,494 (32%) |
| ↳ of which charging loss | 12% (~HK$1,658) | — |
| Maintenance | HK$10,000 (4%) | HK$20,000 (7%) |
| Insurance | HK$45,000 (17%) | HK$30,000 (10%) |
| Financing interest | HK$42,373 (16%) | HK$31,385 (11%) |
| Registration & fees | HK$10,570 (4%) | HK$25,370 (9%) |
| Total cost of ownership | HK$270,154 | HK$292,683 |
BYD Atto 2 Premium specs & assumptions
- Starting price
- HK$228,300manufacturer
- Powertrain
- Electric
- Efficiency
- 12.47 kWh/100km (NEDC-derived)WLTP/NEDC
- Range
- 410 kmWLTP/NEDC
- Hong Kong electricity
- 1.50HK$/kWhCLP / HK Electric
- Annual km (assumed)
- 10,000Hong Kong average
Compare the BYD Atto 2 Premium against any car, your km & your scenario
What the numbers say
The BYD Atto 2 Premium costs about HK$270,154 to own over 5 years in Hong Kong — HK$4,503/month, HK$5.40/km at 10,000 km/yr — and depreciation is the biggest line: HK$148,395, 55% of the total (as of July 10, 2026).
- The BYD Atto 2 Premium edges it — a real HK$22,529 saving over 5 years, though small enough that your own annual distance and home tariff decide it.
- The BYD Atto 2 Premium pulls ahead of the Honda Jazz 1.5 Crosstar if you drive more than about 7,500 km/yr.
- Where the BYD Atto 2 Premium's HK$270,154 actually goes: depreciation HK$148,395 (55%), insurance HK$45,000 (17%), financing interest HK$42,373 (16%), charging HK$13,816 (5%), registration & fees HK$10,570 (4%), maintenance HK$10,000 (4%).
- Per km, that is HK$2.97 of depreciation and HK$0.28 of charging, with HK$2.16 for everything else — HK$5.40/km all-in.
- Charging vs the fleet: at HK$13,816 over 5 years the BYD Atto 2 Premium sits within HK$255 of the HK$14,071 median for the 7 EVs we price — nothing unusual either way.
What we assume for maintenance
Assumed HK$2,000/yr for an EV at 10,000 km/yr — about HK$10,000 of the 5-year total above. On this market's assumptions an EV runs about HK$2,000/yr less in maintenance than a petrol car (HK$2,000 vs HK$4,000). See the methodology for sources; adjustable in the calculator.
Cost to charge the BYD Atto 2 Premium at home
The BYD Atto 2 Premium runs about HK$21.26 per 100 km at home — versus about HK$222.88 for a typical 7 L/100km petrol car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Per 100 km at home
- HK$21.2612.47 kWh/100km + 12% charging loss × HK$1.50/kWh
- A typical 7 L/100km petrol car
- HK$222.88/100kmat HK$31.84/L — for comparison