Proton Saga 1.5 Premium (MC3) cost to own in Malaysia — the true 5-year total
The Proton Saga 1.5 Premium (MC3) starts at RM 49,990. Over 5 years, owning one (petrol car) costs about RM 59,596 in Malaysia as of July 1, 2026 — RM 993/month, RM 0.80/km — including depreciation, fuel, maintenance, insurance, financing and road tax.
Malaysia's EV tax breaks have largely ENDED: the CBU import/excise exemption expired 28 Dec 2025 (CKD assembly stays exempt to end-2027) and the EV road-tax exemption expired 31 Dec 2025 — EVs now pay the JPJ kW-based road tax (RM80–575/yr for this fleet, modeled at RM160). Meanwhile BUDI95 keeps subsidised RON95 at RM1.99/L for eligible Malaysians (market price RM3.37/L) — a real tailwind for petrol and hybrid cars that these totals honestly include. Source: MOF · MOT/JPJ · paultan.org, Jul 2026.
Proton Saga 1.5 Premium (MC3) · Malaysia · 5-year estimateRM 59,596 total · RM 993/mo · RM 0.80/km
Where the money goes
| Cost component | Petrol · Proton Saga 1.5 Premium |
|---|---|
| Depreciation (estimated) | RM 22,495 (38%) |
| Charging / fuel | RM 7,313 (12%) |
| ↳ of which charging loss | — |
| Maintenance | RM 7,500 (13%) |
| Insurance | RM 13,000 (22%) |
| Financing interest | RM 8,837 (15%) |
| Registration & fees | RM 450 (1%) |
| Total cost of ownership | RM 59,596 |
Proton Saga 1.5 Premium (MC3) specs & assumptions
- Starting price
- RM 49,990manufacturer
- Powertrain
- Petrol
- Efficiency
- 4.9 L/100kmWLTP
- Malaysia electricity
- 0.46RM/kWhTNB (RP4)
- Annual km (assumed)
- 15,000Malaysia average
Compare the Proton Saga 1.5 Premium (MC3) against any car, your km & your scenario