BMW X1 sDrive18i cost to own in New Zealand — the true 5-year total
The BMW X1 sDrive18i starts at $66,500. Over 5 years, owning one (petrol car) costs about $69,701 in New Zealand as of July 9, 2026 — $1,162/month, $1.00/km — including depreciation, fuel, maintenance, insurance, financing and rego + road-user charges.
BMW X1 sDrive18i incentives & grants
No EV purchase rebate in NZ (the Clean Car Discount ended Dec 2023), and EVs now pay Road User Charges (~NZ$76/1,000 km). Both are reflected honestly — the RUC is included in the totals above. Source: NZTA.
BMW X1 sDrive18i · NZ · 5-year estimate$69,701 total · $1,162/mo · $1.00/km
Where the money goes
| Cost component | Petrol · BMW X1 sDrive18i |
|---|---|
| Depreciation (estimated) | $31,920 (46%) |
| Charging / fuel | $14,137 (20%) |
| ↳ of which charging loss | — |
| Maintenance | $4,501 (6%) |
| Insurance | $6,335 (9%) |
| Financing interest | $11,943 (17%) |
| Registration & fees | $865 (1%) |
| Total cost of ownership | $69,701 |
BMW X1 sDrive18i specs & assumptions
- Starting price
- $66,500manufacturer
- Powertrain
- Petrol
- Efficiency
- 6.8 L/100kmWLTP/EECA
- Range
- 750 kmWLTP/EECA
- NZ electricity
- 34.00c/kWhEA / MBIE
- Annual km (assumed)
- 14,000NZ average
Compare the BMW X1 sDrive18i against any car, your km & your scenario
What the numbers say
The BMW X1 sDrive18i costs about $69,701 to own over 5 years in New Zealand — $1,162/month, $1.00/km at 14,000 km/yr — and depreciation is the biggest line: $31,920, 46% of the total (as of July 9, 2026).
- On cost per month the BMW X1 sDrive18i ranks #10 of 12 compact SUV models we track in NZ.
- Where the BMW X1 sDrive18i's $69,701 actually goes: depreciation $31,920 (46%), petrol $14,137 (20%), financing interest $11,943 (17%), insurance $6,335 (9%), maintenance $4,501 (6%), registration & fees $865 (1%).
- Per km, that is $0.46 of depreciation and $0.20 of petrol, with $0.34 for everything else — $1.00/km all-in.
- Petrol vs the fleet: the BMW X1 sDrive18i's 5-year petrol bill ($14,137) runs $2,287 above the $11,850 median of the 27 petrol and hybrid models we price at the same rates.
What we assume for maintenance
Assumed $900/yr for a petrol car at 14,000 km/yr — about $4,501 of the 5-year total above. On this market's assumptions an EV runs about $451/yr less in maintenance than a petrol car ($449 vs $900). See the methodology for sources; adjustable in the calculator.