Toyota bZ4X AWD vs Mazda CX-5 (petrol): 5-year cost to own (NZ)
Over 5 years in New Zealand (14,000 km/yr), as of July 9, 2026, the Mazda CX-5 (petrol) stays the cheaper car to own — about $56,577 vs $81,991 for the Toyota bZ4X AWD, a $25,414 difference over 5 years.
No EV purchase rebate in NZ (the Clean Car Discount ended Dec 2023), and EVs now pay Road User Charges (~NZ$76/1,000 km). Both are reflected honestly — the RUC is included in the totals above. Source: NZTA.
Cheaper to own over 5 years · NZMazda CX-5 (petrol) · $56,577 total · $25,414 less than the Toyota bZ4X AWD
Toyota bZ4X AWD vs Mazda CX-5 (petrol) — where the money goes
| Cost component | Electric · Toyota bZ4X AWD | Petrol · Mazda CX-5 |
|---|---|---|
| Depreciation (estimated) | $46,394 (57%) | $21,595 (38%) |
| Charging / fuel | $5,625 (7%) | $15,384 (27%) |
| ↳ of which charging loss | 12% (~$675) | — |
| Maintenance | $2,247 (3%) | $4,501 (8%) |
| Insurance | $7,000 (9%) | $6,335 (11%) |
| Financing interest | $14,480 (18%) | $7,897 (14%) |
| Registration & fees | $6,245 (8%) | $865 (2%) |
| Total cost of ownership | $81,991 | $56,577 |
When does the Toyota bZ4X AWD win?
The Mazda CX-5 (petrol) wins decisively here — $25,414 cheaper over 5 years; at typical assumptions this isn't a close call.
No realistic annual distance flips this verdict — the Mazda CX-5 (petrol) stays the cheaper car at every distance we model.
What decides the Toyota bZ4X AWD vs Mazda CX-5 (petrol) verdict
The single biggest mover is depreciation: $46,394 on the Toyota bZ4X AWD against $21,595 on the Mazda CX-5 (petrol), a $24,799 gap in the Mazda CX-5 (petrol)'s favor — the largest slice of the $25,414 verdict. On the Toyota bZ4X AWD, depreciation alone is 57% of its $81,991 total; on the Mazda CX-5 (petrol) it is 38% of $56,577.
- Energy: $5,625 of charging for the Toyota bZ4X AWD vs $15,384 of petrol for the Mazda CX-5 (petrol) — $9,759 the other way, to the Toyota bZ4X AWD.
- Financing interest: Toyota bZ4X AWD $14,480, Mazda CX-5 (petrol) $7,897 — $6,583 more in the Mazda CX-5 (petrol)'s favor.
- Registration & fees: Toyota bZ4X AWD $6,245, Mazda CX-5 (petrol) $865 — $5,380 more in the Mazda CX-5 (petrol)'s favor.
The Toyota bZ4X AWD's best answer is energy — $9,759 back the other way — which covers 38% of the Mazda CX-5 (petrol)'s $25,414 lead. At the dealer the Toyota bZ4X AWD starts $35,000 behind the Mazda CX-5 (petrol); running costs claw back $9,586 of that, but the Mazda CX-5 (petrol) still ends $25,414 ahead. The Mazda CX-5 (petrol) is ahead by $10,370 after the first year and more than doubles that lead — $25,414 by year 5.
Toyota bZ4X AWD vs Mazda CX-5 (petrol), side by side
Toyota bZ4X AWD
- 5-yr total cost
- $81,991
- Cost / month
- $1,367
- Cost / km
- $1.17
- Starting price
- $79,990
- Powertrain
- Electric
- Efficiency
- 16 kWh/100km
Mazda CX-5 (petrol)
- 5-yr total cost
- $56,577
- Cost / month
- $943
- Cost / km
- $0.81
- Starting price
- $44,990
- Powertrain
- Petrol
- Efficiency
- 7.4 L/100km
- NZ electricity
- 34.00c/kWh EA / MBIE
- Petrol (NZ)
- $2.97/L MBIE