Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor: 5-year cost to own in Connecticut
As of July 1, 2026, over 5 years in Connecticut, the Rivian R1T Dual-Motor stays the cheaper car to own — about $84,736 vs $100,968 for the Rivian R1S Dual-Motor (Standard Pack), a $16,232 difference over 5 years. Connecticut's electricity (32.2¢/kWh, 71% above the U.S. average) and $3.95/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · ConnecticutRivian R1T Dual-Motor · $84,736 total · $16,232 less than the Rivian R1S Dual-Motor (Standard Pack)
Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor — where the money goes
| Cost component | Electric · Rivian R1S Dual-Motor | Electric · Rivian R1T Dual-Motor |
|---|---|---|
| Depreciation (estimated) | $52,122 (52%) | $40,542 (48%) |
| Charging / fuel | $11,431 (11%) | $14,002 (17%) |
| ↳ of which charging loss | 12% (~$1,372) | 12% (~$1,680) |
| Maintenance | $6,300 (6%) | $3,660 (4%) |
| Insurance | $17,000 (17%) | $13,750 (16%) |
| Financing interest | $13,915 (14%) | $12,582 (15%) |
| Registration & fees | $200 (0%) | $200 (0%) |
| Total cost of ownership | $100,968 | $84,736 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Rivian R1S Dual-Motor (Standard Pack) win?
Even at 30,000+ mi/yr or a 15-year hold, the Rivian R1T Dual-Motor stays cheaper here — its lower price and slower depreciation dominate. The Rivian R1S Dual-Motor (Standard Pack) is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor, side by side
Rivian R1S Dual-Motor (Standard Pack)
- 5-yr total cost
- $100,968
- Cost / month
- $1,683
- Cost / mile
- $1.68
- MSRP
- $76,990
- Powertrain
- Electric
- Efficiency
- 40 kWh/100mi
Rivian R1T Dual-Motor
- 5-yr total cost
- $84,736
- Cost / month
- $1,412
- Cost / mile
- $1.41
- MSRP
- $69,900
- Powertrain
- Electric
- Efficiency
- 49 kWh/100mi
- Connecticut electricity
- 32.2¢/kWh EIA
- Gas price (Connecticut)
- $3.95/gal AAA
Full cost breakdowns
← Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor (U.S. average)