Subaru Solterra Premium vs Toyota RAV4 LE (gas): 5-year cost to own in Connecticut
As of July 1, 2026, over 5 years in Connecticut, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $40,506 vs $63,857 for the Subaru Solterra Premium, a $23,351 difference over 5 years. Connecticut's electricity (32.2¢/kWh, 71% above the U.S. average) and $3.95/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · ConnecticutToyota RAV4 LE (gas) · $40,506 total · $23,351 less than the Subaru Solterra Premium
Subaru Solterra Premium vs Toyota RAV4 LE (gas) — where the money goes
| Cost component | Electric · Subaru Solterra Premium | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $28,347 (44%) | $10,800 (27%) |
| Charging / fuel | $10,002 (16%) | $7,908 (20%) |
| ↳ of which charging loss | 12% (~$1,200) | — |
| Maintenance | $3,660 (6%) | $5,520 (14%) |
| Insurance | $13,750 (22%) | $11,000 (27%) |
| Financing interest | $7,898 (12%) | $5,078 (13%) |
| Registration & fees | $200 (0%) | $200 (0%) |
| Total cost of ownership | $63,857 | $40,506 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Subaru Solterra Premium win?
Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Subaru Solterra Premium is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Subaru Solterra Premium vs Toyota RAV4 LE (gas), side by side
Subaru Solterra Premium
- 5-yr total cost
- $63,857
- Cost / month
- $1,064
- Cost / mile
- $1.06
- MSRP
- $44,995
- Powertrain
- Electric
- Efficiency
- 35 kWh/100mi
Toyota RAV4 LE (gas)
- 5-yr total cost
- $40,506
- Cost / month
- $675
- Cost / mile
- $0.68
- MSRP
- $30,000
- Powertrain
- Gas
- Efficiency
- 30 mpg
- Connecticut electricity
- 32.2¢/kWh EIA
- Gas price (Connecticut)
- $3.95/gal AAA
Full cost breakdowns
← Subaru Solterra Premium vs Toyota RAV4 LE (gas) (U.S. average)