Ford F-150 Lightning Pro vs Ford F-150 XLT (gas): 5-year cost to own in Delaware

Q: Is the Ford F-150 Lightning Pro or the Ford F-150 XLT (gas) cheaper to own over 5 years in Delaware?

The Ford F-150 XLT (gas) stays the cheaper car to own — about $52,252 vs $67,117 for the Ford F-150 Lightning Pro, a $14,865 difference over 5 years.

Q: How much more does the Ford F-150 Lightning Pro cost to buy than the Ford F-150 XLT (gas)?

The Ford F-150 Lightning Pro starts at $54,780 — $12,780 more than the Ford F-150 XLT (gas) ($42,000). Over 5 years the ownership gap is $14,865 in favor of the Ford F-150 XLT (gas).

Q: Which costs less per mile — the Ford F-150 Lightning Pro or the Ford F-150 XLT (gas)?

The Ford F-150 XLT (gas): $0.87 vs $1.12 per mile all-in ($871 vs $1,119 per month) in Delaware.

By the EVCostIQ research desk · reviewed against our public methodology · every source dated on this page

As of July 1, 2026, over 5 years in Delaware, the Ford F-150 XLT (gas) stays the cheaper car to own — about $52,252 vs $67,117 for the Ford F-150 Lightning Pro, a $14,865 difference over 5 years. Delaware's electricity (18.8¢/kWh, about level with the U.S. average) and $3.69/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · DelawareFord F-150 XLT (gas) · $52,252 total · $14,865 less than the Ford F-150 Lightning Pro

Ford F-150 Lightning Pro vs Ford F-150 XLT (gas) — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost component	Electric · Ford F-150 Lightning Pro	Gas · Ford F-150 XLT
Depreciation (estimated)	$31,225 (47%)	$16,800 (32%)
Charging / fuel	$7,994 (12%)	$10,077 (19%)
↳ of which charging loss	12% (~$959)	—
Maintenance	$3,660 (5%)	$6,840 (13%)
Insurance	$13,750 (20%)	$11,000 (21%)
Financing interest	$9,738 (15%)	$7,335 (14%)
Registration & fees	$750 (1%)	$200 (0%)
Total cost of ownership	$67,117	$52,252

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Ford F-150 Lightning Pro win?

Even at 30,000+ mi/yr or a 15-year hold, the Ford F-150 XLT (gas) stays cheaper here — its lower price and slower depreciation dominate. The Ford F-150 Lightning Pro is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

Ford F-150 Lightning Pro vs Ford F-150 XLT (gas), side by side

Electric

Ford F-150 Lightning Pro

5-yr total cost: $67,117
Cost / month: $1,119
Cost / mile: $1.12
MSRP: $54,780
Powertrain: Electric
Efficiency: 48 kWh/100mi

Gas Lower 5-yr cost

Ford F-150 XLT (gas)

5-yr total cost: $52,252
Cost / month: $871
Cost / mile: $0.87
MSRP: $42,000
Powertrain: Gas
Efficiency: 22 mpg

Delaware electricity: 18.8¢/kWh EIA
Gas price (Delaware): $3.69/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Ford F-150 Lightning Pro vs Ford F-150 XLT (gas) (U.S. average)

FAQ

Is the Ford F-150 Lightning Pro or the Ford F-150 XLT (gas) cheaper to own over 5 years in Delaware?

The Ford F-150 XLT (gas) stays the cheaper car to own — about $52,252 vs $67,117 for the Ford F-150 Lightning Pro, a $14,865 difference over 5 years.

When does the Ford F-150 Lightning Pro become cheaper than the Ford F-150 XLT (gas)?

How much more does the Ford F-150 Lightning Pro cost to buy than the Ford F-150 XLT (gas)?

The Ford F-150 Lightning Pro starts at $54,780 — $12,780 more than the Ford F-150 XLT (gas) ($42,000). Over 5 years the ownership gap is $14,865 in favor of the Ford F-150 XLT (gas).

Which costs less per mile — the Ford F-150 Lightning Pro or the Ford F-150 XLT (gas)?

The Ford F-150 XLT (gas): $0.87 vs $1.12 per mile all-in ($871 vs $1,119 per month) in Delaware.