EVCostIQ

The EV cost intelligence platform

Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas): 5-year cost to own in District of Columbia

As of July 1, 2026, over 5 years in District of Columbia, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $41,078 vs $60,395 for the Tesla Model Y Long Range AWD, a $19,317 difference over 5 years. District of Columbia's electricity (25.4¢/kWh, 35% above the U.S. average) and $4.17/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · District of ColumbiaToyota RAV4 LE (gas) · $41,078 total · $19,317 less than the Tesla Model Y Long Range AWD

Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas) — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost componentElectric · Tesla Model Y LongGas · Toyota RAV4 LE
Depreciation (estimated)$27,679 (46%)$10,800 (26%)
Charging / fuel$6,306 (10%)$8,330 (20%)
↳ of which charging loss12% (~$757)
Maintenance$3,660 (6%)$5,520 (13%)
Insurance$13,750 (23%)$11,000 (27%)
Financing interest$8,649 (14%)$5,078 (12%)
Registration & fees$350 (1%)$350 (1%)
Total cost of ownership$60,395$41,078

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Tesla Model Y Long Range AWD win?

Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model Y Long Range AWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas), side by side

Electric

Tesla Model Y Long Range AWD

5-yr total cost
$60,395
Cost / month
$1,007
Cost / mile
$1.01
MSRP
$48,990
Powertrain
Electric
Efficiency
28 kWh/100mi
Gas Lower 5-yr cost

Toyota RAV4 LE (gas)

5-yr total cost
$41,078
Cost / month
$685
Cost / mile
$0.69
MSRP
$30,000
Powertrain
Gas
Efficiency
30 mpg
District of Columbia electricity
25.4¢/kWh EIA
Gas price (District of Columbia)
$4.17/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas) (U.S. average)

FAQ

Is the Tesla Model Y Long Range AWD or the Toyota RAV4 LE (gas) cheaper to own over 5 years in District of Columbia?

The Toyota RAV4 LE (gas) stays the cheaper car to own — about $41,078 vs $60,395 for the Tesla Model Y Long Range AWD, a $19,317 difference over 5 years.

When does the Tesla Model Y Long Range AWD become cheaper than the Toyota RAV4 LE (gas)?

Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model Y Long Range AWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

How much more does the Tesla Model Y Long Range AWD cost to buy than the Toyota RAV4 LE (gas)?

The Tesla Model Y Long Range AWD starts at $48,990 — $18,990 more than the Toyota RAV4 LE (gas) ($30,000). Over 5 years the ownership gap is $19,317 in favor of the Toyota RAV4 LE (gas).

Which costs less per mile — the Tesla Model Y Long Range AWD or the Toyota RAV4 LE (gas)?

The Toyota RAV4 LE (gas): $0.69 vs $1.01 per mile all-in ($685 vs $1,007 per month) in District of Columbia.