Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas): 5-year cost to own in District of Columbia
As of July 1, 2026, over 5 years in District of Columbia, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $41,078 vs $60,395 for the Tesla Model Y Long Range AWD, a $19,317 difference over 5 years. District of Columbia's electricity (25.4¢/kWh, 35% above the U.S. average) and $4.17/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · District of ColumbiaToyota RAV4 LE (gas) · $41,078 total · $19,317 less than the Tesla Model Y Long Range AWD
Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas) — where the money goes
| Cost component | Electric · Tesla Model Y Long | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $27,679 (46%) | $10,800 (26%) |
| Charging / fuel | $6,306 (10%) | $8,330 (20%) |
| ↳ of which charging loss | 12% (~$757) | — |
| Maintenance | $3,660 (6%) | $5,520 (13%) |
| Insurance | $13,750 (23%) | $11,000 (27%) |
| Financing interest | $8,649 (14%) | $5,078 (12%) |
| Registration & fees | $350 (1%) | $350 (1%) |
| Total cost of ownership | $60,395 | $41,078 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Tesla Model Y Long Range AWD win?
Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model Y Long Range AWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas), side by side
Tesla Model Y Long Range AWD
- 5-yr total cost
- $60,395
- Cost / month
- $1,007
- Cost / mile
- $1.01
- MSRP
- $48,990
- Powertrain
- Electric
- Efficiency
- 28 kWh/100mi
Toyota RAV4 LE (gas)
- 5-yr total cost
- $41,078
- Cost / month
- $685
- Cost / mile
- $0.69
- MSRP
- $30,000
- Powertrain
- Gas
- Efficiency
- 30 mpg
- District of Columbia electricity
- 25.4¢/kWh EIA
- Gas price (District of Columbia)
- $4.17/gal AAA
Full cost breakdowns
← Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas) (U.S. average)