Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor: 5-year cost to own in Hawaii
As of July 1, 2026, over 5 years in Hawaii, the Rivian R1T Dual-Motor stays the cheaper car to own — about $91,262 vs $106,347 for the Rivian R1S Dual-Motor (Standard Pack), a $15,085 difference over 5 years. Hawaii's electricity (46.6¢/kWh, 148% above the U.S. average) and $5.50/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · HawaiiRivian R1T Dual-Motor · $91,262 total · $15,085 less than the Rivian R1S Dual-Motor (Standard Pack)
Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor — where the money goes
| Cost component | Electric · Rivian R1S Dual-Motor | Electric · Rivian R1T Dual-Motor |
|---|---|---|
| Depreciation (estimated) | $52,122 (49%) | $40,542 (44%) |
| Charging / fuel | $16,529 (16%) | $20,248 (22%) |
| ↳ of which charging loss | 12% (~$1,983) | 12% (~$2,430) |
| Maintenance | $6,300 (6%) | $3,660 (4%) |
| Insurance | $17,000 (16%) | $13,750 (15%) |
| Financing interest | $13,915 (13%) | $12,582 (14%) |
| Registration & fees | $480 (0%) | $480 (1%) |
| Total cost of ownership | $106,347 | $91,262 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Rivian R1S Dual-Motor (Standard Pack) win?
Even at 30,000+ mi/yr or a 15-year hold, the Rivian R1T Dual-Motor stays cheaper here — its lower price and slower depreciation dominate. The Rivian R1S Dual-Motor (Standard Pack) is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor, side by side
Rivian R1S Dual-Motor (Standard Pack)
- 5-yr total cost
- $106,347
- Cost / month
- $1,772
- Cost / mile
- $1.77
- MSRP
- $76,990
- Powertrain
- Electric
- Efficiency
- 40 kWh/100mi
Rivian R1T Dual-Motor
- 5-yr total cost
- $91,262
- Cost / month
- $1,521
- Cost / mile
- $1.52
- MSRP
- $69,900
- Powertrain
- Electric
- Efficiency
- 49 kWh/100mi
- Hawaii electricity
- 46.6¢/kWh EIA
- Gas price (Hawaii)
- $5.50/gal AAA
Full cost breakdowns
← Rivian R1S Dual-Motor (Standard Pack) vs Rivian R1T Dual-Motor (U.S. average)