EVCostIQ

The EV cost intelligence platform

Ford F-150 Lightning Pro vs Ford F-150 XLT (gas): 5-year cost to own in Idaho

By the EVCostIQ research desk · reviewed against our public methodology · every source dated on this page

As of July 1, 2026, over 5 years in Idaho, the Ford F-150 XLT (gas) stays the cheaper car to own — about $53,477 vs $64,761 for the Ford F-150 Lightning Pro, a $11,284 difference over 5 years. Idaho's electricity (12.7¢/kWh, 33% below the U.S. average) and $4.11/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · IdahoFord F-150 XLT (gas) · $53,477 total · $11,284 less than the Ford F-150 Lightning Pro

Ford F-150 Lightning Pro vs Ford F-150 XLT (gas) — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost componentElectric · Ford F-150 Lightning ProGas · Ford F-150 XLT
Depreciation (estimated)$31,225 (48%)$16,800 (31%)
Charging / fuel$5,403 (8%)$11,217 (21%)
↳ of which charging loss12% (~$648)—
Maintenance$3,660 (6%)$6,840 (13%)
Insurance$13,750 (21%)$11,000 (21%)
Financing interest$9,738 (15%)$7,335 (14%)
Registration & fees$985 (2%)$285 (1%)
Total cost of ownership$64,761$53,477

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Ford F-150 Lightning Pro win?

The Ford F-150 Lightning Pro pulls ahead of the Ford F-150 XLT (gas) if you drive more than about 27,000 mi/yr at Idaho rates. Cheaper home charging, or a state with low electricity and pricey gas, flips it sooner.

Ford F-150 Lightning Pro vs Ford F-150 XLT (gas), side by side

Electric

Ford F-150 Lightning Pro

5-yr total cost
$64,761
Cost / month
$1,079
Cost / mile
$1.08
MSRP
$54,780
Powertrain
Electric
Efficiency
48 kWh/100mi
Gas Lower 5-yr cost

Ford F-150 XLT (gas)

5-yr total cost
$53,477
Cost / month
$891
Cost / mile
$0.89
MSRP
$42,000
Powertrain
Gas
Efficiency
22 mpg
Idaho electricity
12.7¢/kWh EIA
Gas price (Idaho)
$4.11/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Ford F-150 Lightning Pro vs Ford F-150 XLT (gas) (U.S. average)

FAQ

Is the Ford F-150 Lightning Pro or the Ford F-150 XLT (gas) cheaper to own over 5 years in Idaho?

The Ford F-150 XLT (gas) stays the cheaper car to own — about $53,477 vs $64,761 for the Ford F-150 Lightning Pro, a $11,284 difference over 5 years.

When does the Ford F-150 Lightning Pro become cheaper than the Ford F-150 XLT (gas)?

The Ford F-150 Lightning Pro pulls ahead of the Ford F-150 XLT (gas) if you drive more than about 27,000 mi/yr at Idaho rates. Cheaper home charging, or a state with low electricity and pricey gas, flips it sooner.

How much more does the Ford F-150 Lightning Pro cost to buy than the Ford F-150 XLT (gas)?

The Ford F-150 Lightning Pro starts at $54,780 — $12,780 more than the Ford F-150 XLT (gas) ($42,000). Over 5 years the ownership gap is $11,284 in favor of the Ford F-150 XLT (gas).

Which costs less per mile — the Ford F-150 Lightning Pro or the Ford F-150 XLT (gas)?

The Ford F-150 XLT (gas): $0.89 vs $1.08 per mile all-in ($891 vs $1,079 per month) in Idaho.