Hyundai Kona SE (gas) cost to own in Kentucky — the true 5-year total
The Hyundai Kona SE (gas) starts at $25,600. As of July 1, 2026, over 5 years, owning one (gas car) costs about $37,590 in Kentucky — $627/month, $0.63/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $1,823 less than a comparable Toyota RAV4 LE (gas) over the same 5 years. Kentucky's electricity (15.0¢/kWh) is 20% below the U.S. average, and gas runs $3.46/gal here — both fed straight into the numbers above.
Hyundai Kona SE (gas) · Kentucky · 5-year estimate$37,590 total · $627/mo · $0.63/mi
Where the money goes
| Cost component | Gas · Hyundai Kona SE | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $9,907 (26%) | $10,800 (27%) |
| Charging / fuel | $6,687 (18%) | $6,910 (18%) |
| ↳ of which charging loss | — | — |
| Maintenance | $5,640 (15%) | $5,520 (14%) |
| Insurance | $11,000 (29%) | $11,000 (28%) |
| Financing interest | $4,250 (11%) | $5,078 (13%) |
| Registration & fees | $105 (0%) | $105 (0%) |
| Total cost of ownership | $37,590 | $39,413 |
Hyundai Kona SE (gas) specs & assumptions
- Starting MSRP
- $25,600manufacturer base
- Powertrain
- Gas
- Efficiency
- 31 mpgEPA
- Kentucky gas
- $3.46/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Hyundai Kona SE (gas) against any car, your miles & your state
What else moves your Hyundai Kona SE (gas) cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $25,600 at a typical 7.2% new-car APR over 60 months and interest alone adds about $4,960. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses Kentucky's pump price of $3.46/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — Kona
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Kona, MY 2018–2025. Figures cover all powertrains and trims sold under the Kona nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (6)
- Engine And Engine Cooling
Dealers will replace the exhaust gas recirculation valve assembly, free of charge.
- Electrical System
Dealers will install sheathing over the wiring, free of charge.
- Seat Belts
Dealers will inspect and replace the seat belt retractor as necessary, free of charge.
- Power Train
Owners are advised to park outside and away from structures until the recall repair is complete.
Park outside, away from structures, until repaired — NHTSA “Park Outside” advisory.
- Engine
Dealers will inspect and, if necessary, replace the engine, free of charge.
- Equipment
Hyundai will notify owners, and dealers will install new label stickers displaying the correct GAWR over the affected areas of the certification label, free of charge.
Full recall history: every Kona campaign →
Consumer complaints
NHTSA has 742 consumer complaints on file for the Kona (MY 2018–2025). The most-reported areas: Engine, Electrical System, Power Train. Complaints are unverified reports submitted by consumers to NHTSA.
Hyundai Kona SE (gas) head-to-head comparisons
The 5-year cost gap against the cars buyers cross-shop:
← Hyundai Kona SE (gas) cost (U.S. average)