Ram 1500 Tradesman Quad Cab cost to own in Maryland — the true 5-year total
The Ram 1500 Tradesman Quad Cab starts at $40,275. As of July 1, 2026, over 5 years, owning one (gas car) costs about $51,797 in Maryland — $863/month, $0.86/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $988 less than a comparable Ford F-150 XLT (gas) over the same 5 years. Maryland's electricity (22.1¢/kWh) is 17% above the U.S. average, and gas runs $3.74/gal here — both fed straight into the numbers above.
Ram 1500 Tradesman Quad Cab · Maryland · 5-year estimate$51,797 total · $863/mo · $0.86/mi
Where the money goes
| Cost component | Gas · Ram 1500 Tradesman Quad | Gas · Ford F-150 XLT |
|---|---|---|
| Depreciation (estimated) | $16,916 (33%) | $16,800 (32%) |
| Charging / fuel | $10,208 (20%) | $10,208 (19%) |
| ↳ of which charging loss | — | — |
| Maintenance | $6,060 (12%) | $6,840 (13%) |
| Insurance | $11,000 (21%) | $11,000 (21%) |
| Financing interest | $7,010 (14%) | $7,335 (14%) |
| Registration & fees | $603 (1%) | $603 (1%) |
| Total cost of ownership | $51,797 | $52,785 |
Ram 1500 Tradesman Quad Cab specs & assumptions
- Starting MSRP
- $40,275manufacturer base
- Powertrain
- Gas
- Efficiency
- 22 mpgEPA
- Maryland gas
- $3.74/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Ram 1500 Tradesman Quad Cab against any car, your miles & your state
What else moves your Ram 1500 Tradesman Quad Cab cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $40,275 at a typical 7.2% new-car APR over 60 months and interest alone adds about $7,803. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses Maryland's pump price of $3.74/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — 1500
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the 1500, MY 2017–2026. Figures cover all powertrains and trims sold under the 1500 nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (73)
- Exterior Lighting
Dealers will inspect and replace the headlight assemblies, as necessary, free of charge.
- Back Over Prevention
Dealers will update the central vision processing module software or replace the module, as necessary, free of charge.
- Electrical System
Dealers will update the instrument panel software, free of charge.
- Exterior Lighting
Dealers will replace the trailer tow module, free of charge.
- Air Bags
Dealers will replace one or both side curtain air bags, as necessary, free of charge.
- Electrical System
Dealers will inspect and update the instrument panel software or replace the instrument panel cluster, as necessary, free of charge.
- Air Bags
Dealers will replace the steering column control module, free of charge.
- Air Bags
Dealers will replace one or both side curtain air bags, as necessary, free of charge.
Full recall history: every 1500 campaign → — all 73 campaigns, grouped by year.
Consumer complaints
NHTSA has 8,195 consumer complaints on file for the 1500 (MY 2017–2026). The most-reported areas: Electrical System, Engine, Steering. Complaints are unverified reports submitted by consumers to NHTSA. Counts here are from NHTSA’s complaint flat-file export, which lists this nameplate under records the model-lookup API omits.
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