EVCostIQ

The EV cost intelligence platform

Tesla Model Y RWD vs Honda CR-V LX (gas): 5-year cost to own in Michigan

As of July 1, 2026, over 5 years in Michigan, the Honda CR-V LX (gas) stays the cheaper car to own — about $41,372 vs $58,995 for the Tesla Model Y RWD, a $17,623 difference over 5 years. Michigan's electricity (21.4¢/kWh, 14% above the U.S. average) and $4.08/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · MichiganHonda CR-V LX (gas) · $41,372 total · $17,623 less than the Tesla Model Y RWD

Tesla Model Y RWD vs Honda CR-V LX (gas) — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost componentElectric · Tesla Model Y RWDGas · Honda CR-V LX
Depreciation (estimated)$26,544 (45%)$11,470 (28%)
Charging / fuel$5,309 (9%)$8,156 (20%)
↳ of which charging loss12% (~$637)
Maintenance$3,660 (6%)$4,980 (12%)
Insurance$13,750 (23%)$11,000 (27%)
Financing interest$7,897 (13%)$5,266 (13%)
Registration & fees$1,835 (3%)$500 (1%)
Total cost of ownership$58,995$41,372

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Tesla Model Y RWD win?

Even at 30,000+ mi/yr or a 15-year hold, the Honda CR-V LX (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model Y RWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

Tesla Model Y RWD vs Honda CR-V LX (gas), side by side

Electric

Tesla Model Y RWD

5-yr total cost
$58,995
Cost / month
$983
Cost / mile
$0.98
MSRP
$44,990
Powertrain
Electric
Efficiency
28 kWh/100mi
Gas Lower 5-yr cost

Honda CR-V LX (gas)

5-yr total cost
$41,372
Cost / month
$690
Cost / mile
$0.69
MSRP
$31,000
Powertrain
Gas
Efficiency
30 mpg
Michigan electricity
21.4¢/kWh EIA
Gas price (Michigan)
$4.08/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Tesla Model Y RWD vs Honda CR-V LX (gas) (U.S. average)

FAQ

Is the Tesla Model Y RWD or the Honda CR-V LX (gas) cheaper to own over 5 years in Michigan?

The Honda CR-V LX (gas) stays the cheaper car to own — about $41,372 vs $58,995 for the Tesla Model Y RWD, a $17,623 difference over 5 years.

When does the Tesla Model Y RWD become cheaper than the Honda CR-V LX (gas)?

Even at 30,000+ mi/yr or a 15-year hold, the Honda CR-V LX (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model Y RWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

How much more does the Tesla Model Y RWD cost to buy than the Honda CR-V LX (gas)?

The Tesla Model Y RWD starts at $44,990 — $13,990 more than the Honda CR-V LX (gas) ($31,000). Over 5 years the ownership gap is $17,623 in favor of the Honda CR-V LX (gas).

Which costs less per mile — the Tesla Model Y RWD or the Honda CR-V LX (gas)?

The Honda CR-V LX (gas): $0.69 vs $0.98 per mile all-in ($690 vs $983 per month) in Michigan.