Lexus NX 350h (hybrid) cost to own in Montana — the true 5-year total
The Lexus NX 350h (hybrid) starts at $45,175. As of July 1, 2026, over 5 years, owning one (hybrid) costs about $50,092 in Montana — $835/month, $0.83/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $85,463 less than a comparable Land Rover Range Rover P400 SE over the same 5 years. Montana's electricity (13.9¢/kWh) is 26% below the U.S. average, and gas runs $3.95/gal here — both fed straight into the numbers above.
Lexus NX 350h (hybrid) · Montana · 5-year estimate$50,092 total · $835/mo · $0.83/mi
Where the money goes
| Cost component | Hybrid · Lexus NX 350h | Gas · Land Rover Range Rover |
|---|---|---|
| Depreciation (estimated) | $18,974 (38%) | $69,906 (52%) |
| Charging / fuel | $5,922 (12%) | $13,160 (10%) |
| ↳ of which charging loss | — | — |
| Maintenance | $4,680 (9%) | $9,480 (7%) |
| Insurance | $11,500 (23%) | $21,180 (16%) |
| Financing interest | $7,932 (16%) | $20,744 (15%) |
| Registration & fees | $1,085 (2%) | $1,085 (1%) |
| Total cost of ownership | $50,092 | $135,555 |
Lexus NX 350h (hybrid) specs & assumptions
- Starting MSRP
- $45,175manufacturer base
- Powertrain
- Hybrid
- Efficiency
- 40 mpgEPA
- Montana gas
- $3.95/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Lexus NX 350h (hybrid) against any car, your miles & your state
What else moves your Lexus NX 350h (hybrid) cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $45,175 at a typical 7.2% new-car APR over 60 months and interest alone adds about $8,752. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,300/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses Montana's pump price of $3.95/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — NX 350h
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the NX 350h, MY 2022–2026. Figures cover all powertrains and trims sold under the NX 350h nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (2)
- Electronic Stability Control (Esc)
Dealers will update the Skid Control ECU software, free of charge.
- Structure
Dealers will add welds to body panels or replace the body panels where welds have failed, free of charge.
Consumer complaints
NHTSA has 40 consumer complaints on file for the NX 350h (MY 2022–2026). The most-reported areas: Electrical System, Power Train, Structure. Complaints are unverified reports submitted by consumers to NHTSA.
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