Rivian R1S Dual-Motor (Standard Pack) vs Cadillac Escalade: 5-year cost to own in Montana
As of July 1, 2026, over 5 years in Montana, the Rivian R1S Dual-Motor (Standard Pack) is cheaper from day one — about $96,001 over 5 years vs $113,251 for the Cadillac Escalade, a $17,250 difference. Montana's electricity (13.9¢/kWh, 26% below the U.S. average) and $3.95/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · MontanaRivian R1S Dual-Motor (Standard Pack) · $96,001 total · $17,250 less than the Cadillac Escalade
Rivian R1S Dual-Motor (Standard Pack) vs Cadillac Escalade — where the money goes
| Cost component | Electric · Rivian R1S Dual-Motor | Gas · Cadillac Escalade |
|---|---|---|
| Depreciation (estimated) | $52,122 (54%) | $51,468 (45%) |
| Charging / fuel | $4,928 (5%) | $16,920 (15%) |
| ↳ of which charging loss | 12% (~$591) | — |
| Maintenance | $6,300 (7%) | $7,500 (7%) |
| Insurance | $17,000 (18%) | $19,860 (18%) |
| Financing interest | $13,915 (14%) | $16,418 (14%) |
| Registration & fees | $1,735 (2%) | $1,085 (1%) |
| Total cost of ownership | $96,001 | $113,251 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Rivian R1S Dual-Motor (Standard Pack) win?
At 12,000 mi/yr the Rivian R1S Dual-Motor (Standard Pack) is already the cheaper car — drive more or keep it longer and its lead only grows.
Rivian R1S Dual-Motor (Standard Pack) vs Cadillac Escalade, side by side
Rivian R1S Dual-Motor (Standard Pack)
- 5-yr total cost
- $96,001
- Cost / month
- $1,600
- Cost / mile
- $1.60
- MSRP
- $76,990
- Powertrain
- Electric
- Efficiency
- 40 kWh/100mi
Cadillac Escalade
- 5-yr total cost
- $113,251
- Cost / month
- $1,888
- Cost / mile
- $1.89
- MSRP
- $90,295
- Powertrain
- Gas
- Efficiency
- 14 mpg
- Montana electricity
- 13.9¢/kWh EIA
- Gas price (Montana)
- $3.95/gal AAA
Full cost breakdowns
← Rivian R1S Dual-Motor (Standard Pack) vs Cadillac Escalade (U.S. average)