Volkswagen ID.4 Pro vs Toyota RAV4 LE (gas): 5-year cost to own in Montana

Q: Is the Volkswagen ID.4 Pro or the Toyota RAV4 LE (gas) cheaper to own over 5 years in Montana?

The Toyota RAV4 LE (gas) stays the cheaper car to own — about $41,379 vs $54,878 for the Volkswagen ID.4 Pro, a $13,499 difference over 5 years.

Q: How much more does the Volkswagen ID.4 Pro cost to buy than the Toyota RAV4 LE (gas)?

The Volkswagen ID.4 Pro starts at $39,735 — $9,735 more than the Toyota RAV4 LE (gas) ($30,000). Over 5 years the ownership gap is $13,499 in favor of the Toyota RAV4 LE (gas).

Q: Which costs less per mile — the Volkswagen ID.4 Pro or the Toyota RAV4 LE (gas)?

The Toyota RAV4 LE (gas): $0.69 vs $0.92 per mile all-in ($690 vs $915 per month) in Montana.

By the EVCostIQ research desk · reviewed against our public methodology · every source dated on this page

As of July 1, 2026, over 5 years in Montana, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $41,379 vs $54,878 for the Volkswagen ID.4 Pro, a $13,499 difference over 5 years. Montana's electricity (13.9¢/kWh, 26% below the U.S. average) and $3.95/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · MontanaToyota RAV4 LE (gas) · $41,379 total · $13,499 less than the Volkswagen ID.4 Pro

Volkswagen ID.4 Pro vs Toyota RAV4 LE (gas) — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost component	Electric · Volkswagen ID.4 Pro	Gas · Toyota RAV4 LE
Depreciation (estimated)	$24,636 (45%)	$10,800 (26%)
Charging / fuel	$4,189 (8%)	$7,896 (19%)
↳ of which charging loss	12% (~$503)	—
Maintenance	$3,660 (7%)	$5,520 (13%)
Insurance	$13,750 (25%)	$11,000 (27%)
Financing interest	$6,909 (13%)	$5,078 (12%)
Registration & fees	$1,735 (3%)	$1,085 (3%)
Total cost of ownership	$54,878	$41,379

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Volkswagen ID.4 Pro win?

Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Volkswagen ID.4 Pro is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

Volkswagen ID.4 Pro vs Toyota RAV4 LE (gas), side by side

Electric

Volkswagen ID.4 Pro

5-yr total cost: $54,878
Cost / month: $915
Cost / mile: $0.92
MSRP: $39,735
Powertrain: Electric
Efficiency: 34 kWh/100mi

Gas Lower 5-yr cost

Toyota RAV4 LE (gas)

5-yr total cost: $41,379
Cost / month: $690
Cost / mile: $0.69
MSRP: $30,000
Powertrain: Gas
Efficiency: 30 mpg

Montana electricity: 13.9¢/kWh EIA
Gas price (Montana): $3.95/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Volkswagen ID.4 Pro vs Toyota RAV4 LE (gas) (U.S. average)

FAQ

Is the Volkswagen ID.4 Pro or the Toyota RAV4 LE (gas) cheaper to own over 5 years in Montana?

The Toyota RAV4 LE (gas) stays the cheaper car to own — about $41,379 vs $54,878 for the Volkswagen ID.4 Pro, a $13,499 difference over 5 years.

When does the Volkswagen ID.4 Pro become cheaper than the Toyota RAV4 LE (gas)?

How much more does the Volkswagen ID.4 Pro cost to buy than the Toyota RAV4 LE (gas)?

The Volkswagen ID.4 Pro starts at $39,735 — $9,735 more than the Toyota RAV4 LE (gas) ($30,000). Over 5 years the ownership gap is $13,499 in favor of the Toyota RAV4 LE (gas).

Which costs less per mile — the Volkswagen ID.4 Pro or the Toyota RAV4 LE (gas)?

The Toyota RAV4 LE (gas): $0.69 vs $0.92 per mile all-in ($690 vs $915 per month) in Montana.