Chevrolet Equinox EV LT cost to own in New Hampshire — the true 5-year total
The Chevrolet Equinox EV LT starts at $34,995. As of July 1, 2026, over 5 years, owning one (EV) costs about $52,081 in New Hampshire — $868/month, $0.87/mile — including depreciation, charging (with the ~12% AC charging loss most calculators ignore), maintenance, insurance, financing and fees. That's $11,732 more than a comparable Toyota RAV4 LE (gas) over the same 5 years. New Hampshire's electricity (27.2¢/kWh) is 45% above the U.S. average, and gas runs $3.90/gal here — both fed straight into the numbers above. The federal $7,500 EV credit expired Sept 30, 2025 and is not applied.
Chevrolet Equinox EV LT · New Hampshire · 5-year estimate$52,081 total · $868/mo · $0.87/mi
Where the money goes
| Cost component | Electric · Chevrolet Equinox EV LT | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $20,997 (40%) | $10,800 (27%) |
| Charging / fuel | $7,002 (13%) | $7,796 (19%) |
| ↳ of which charging loss | 12% (~$840) | — |
| Maintenance | $3,660 (7%) | $5,520 (14%) |
| Insurance | $13,750 (26%) | $11,000 (27%) |
| Financing interest | $6,017 (12%) | $5,078 (13%) |
| Registration & fees | $655 (1%) | $155 (0%) |
| Total cost of ownership | $52,081 | $40,349 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
Chevrolet Equinox EV LT specs & assumptions
- Starting MSRP
- $34,995manufacturer base
- Powertrain
- Electric
- Efficiency
- 29 kWh/100miEPA
- Range
- 319 miEPA
- New Hampshire electricity
- 27.2¢/kWhEIA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Chevrolet Equinox EV LT against any car, your miles & your state
What else moves your Chevrolet Equinox EV LT cost
The 5-year total already folds in depreciation, charging, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $34,995 at a typical 7.2% new-car APR over 60 months and interest alone adds about $6,780. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. This model averages about $2,750/yr to insure — roughly $550/yr more than a comparable gas car ($2,200/yr), as EV parts and repairs tend to cost more — our own estimate, calibrated to Insurify/Bankrate 2026, and already in the total above.
- Home charger. A Level 2 home charger is a one-time $500–$2,000 installed (depends on your panel and wiring) — not in the total above, but it pays back fast versus public fast-charging.
- Tires. EVs are heavier and make instant torque, so tires can wear ~20% faster — a real running cost most comparisons skip. We fold a higher maintenance rate for EVs into the total.
- Where you charge. Public DC fast-charging can cost 2–3× your home rate. The total assumes 80% home charging; if you can't charge at home, lower that share in the calculator to see the real cost.
Chevrolet Equinox EV LT battery — replacement cost & lifespan
Most EVs never need a battery replacement inside the 8-year / 100,000-mile warranty, so this is not in the 5-year total above — but it's the cost buyers worry about most, so here it is transparently.
- Out-of-warranty replacement
- $12,000–$18,000estimate
- Battery warranty
- 8 yr / 100,000 mimanufacturer
- Typical lifespan
- ~15 yrindustry est.
Cost to charge the Chevrolet Equinox EV LT at home
A full charge of the Chevrolet Equinox EV LT costs about $26, and it runs about $8.98 per 100 mi at home — versus about $12.99 for a typical 30 mpg gas car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Full charge (85 kWh usable)
- $26pack ÷ (1 − 12% loss) × $0.27/kWh
- Per 100 mi at home
- $8.9829 kWh/100mi + 12% charging loss × $0.27/kWh
- A typical 30 mpg gas car
- $12.99/100miat $3.90/gal — for comparison
Recalls & reliability record — Equinox EV
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Equinox EV, MY 2024–2026. Figures cover all powertrains and trims sold under the Equinox EV nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (7)
- Equipment
Dealers will reset the vehicle radio, which will facilitate automatic download of the electronic owner’s manual, free of charge.
- Back Over Prevention
The body control module software will be updated by a dealer, or through an over-the-air (OTA) software update, free of charge.
- Tires
Dealers will inspect all four tires and replace those manufactured during DOT week 4024, free of charge.
- Forward Collision Avoidance
The vehicle's body control module software will be updated by a dealer, or through an over-the-air (OTA) update, free of charge.
- Service Brakes
Dealers will update the software calibration in the brake system control module, free of charge.
- Electrical System
Dealers will update the software in the body control module (BCM), free of charge.
- Latches/Locks/Linkages
Dealers will replace all four side door strikers and attachment bolts, free of charge.
Full recall history: every Equinox EV campaign →
Consumer complaints
NHTSA has 275 consumer complaints on file for the Equinox EV (MY 2024–2026). The most-reported areas: Visibility/Wiper, Forward Collision Avoidance, Service Brakes. Complaints are unverified reports submitted by consumers to NHTSA.
Chevrolet Equinox EV LT head-to-head comparisons
The 5-year cost gap against the cars buyers cross-shop:
← Chevrolet Equinox EV LT cost (U.S. average)