Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas): 5-year cost to own in New Hampshire
As of July 1, 2026, over 5 years in New Hampshire, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $40,349 vs $61,154 for the Tesla Model Y Long Range AWD, a $20,805 difference over 5 years. New Hampshire's electricity (27.2¢/kWh, 45% above the U.S. average) and $3.90/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · New HampshireToyota RAV4 LE (gas) · $40,349 total · $20,805 less than the Tesla Model Y Long Range AWD
Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas) — where the money goes
| Cost component | Electric · Tesla Model Y Long | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $27,679 (45%) | $10,800 (27%) |
| Charging / fuel | $6,760 (11%) | $7,796 (19%) |
| ↳ of which charging loss | 12% (~$811) | — |
| Maintenance | $3,660 (6%) | $5,520 (14%) |
| Insurance | $13,750 (22%) | $11,000 (27%) |
| Financing interest | $8,649 (14%) | $5,078 (13%) |
| Registration & fees | $655 (1%) | $155 (0%) |
| Total cost of ownership | $61,154 | $40,349 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Tesla Model Y Long Range AWD win?
Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model Y Long Range AWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas), side by side
Tesla Model Y Long Range AWD
- 5-yr total cost
- $61,154
- Cost / month
- $1,019
- Cost / mile
- $1.02
- MSRP
- $48,990
- Powertrain
- Electric
- Efficiency
- 28 kWh/100mi
Toyota RAV4 LE (gas)
- 5-yr total cost
- $40,349
- Cost / month
- $672
- Cost / mile
- $0.67
- MSRP
- $30,000
- Powertrain
- Gas
- Efficiency
- 30 mpg
- New Hampshire electricity
- 27.2¢/kWh EIA
- Gas price (New Hampshire)
- $3.90/gal AAA
Full cost breakdowns
← Tesla Model Y Long Range AWD vs Toyota RAV4 LE (gas) (U.S. average)