Toyota RAV4 Plug-in Hybrid SE vs Toyota RAV4 LE (gas): 5-year cost to own in New Hampshire
As of July 1, 2026, over 5 years in New Hampshire, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $40,349 vs $45,063 for the Toyota RAV4 Plug-in Hybrid SE, a $4,714 difference over 5 years. New Hampshire's $3.90/gal gas is fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · New HampshireToyota RAV4 LE (gas) · $40,349 total · $4,714 less than the Toyota RAV4 Plug-in Hybrid SE
Toyota RAV4 Plug-in Hybrid SE vs Toyota RAV4 LE (gas) — where the money goes
| Cost component | Plug-in hybrid · Toyota RAV4 Plug-in Hybrid | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $13,160 (29%) | $10,800 (27%) |
| Charging / fuel | $6,833 (15%) | $7,796 (19%) |
| ↳ of which charging loss | — | — |
| Maintenance | $4,980 (11%) | $5,520 (14%) |
| Insurance | $11,750 (26%) | $11,000 (27%) |
| Financing interest | $7,686 (17%) | $5,078 (13%) |
| Registration & fees | $655 (1%) | $155 (0%) |
| Total cost of ownership | $45,063 | $40,349 |
When does the Toyota RAV4 Plug-in Hybrid SE win?
Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Toyota RAV4 Plug-in Hybrid SE is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Toyota RAV4 Plug-in Hybrid SE vs Toyota RAV4 LE (gas), side by side
Toyota RAV4 Plug-in Hybrid SE
- 5-yr total cost
- $45,063
- Cost / month
- $751
- Cost / mile
- $0.75
- MSRP
- $43,865
- Powertrain
- Plug-in hybrid
- Efficiency
- 40 mpg
Toyota RAV4 LE (gas)
- 5-yr total cost
- $40,349
- Cost / month
- $672
- Cost / mile
- $0.67
- MSRP
- $30,000
- Powertrain
- Gas
- Efficiency
- 30 mpg
- New Hampshire electricity
- 27.2¢/kWh EIA
- Gas price (New Hampshire)
- $3.90/gal AAA
Full cost breakdowns
← Toyota RAV4 Plug-in Hybrid SE vs Toyota RAV4 LE (gas) (U.S. average)