2026 Ford Bronco Sport 4WD cost to own in New Jersey — the true 5-year total
The 2026 Ford Bronco Sport 4WD starts at $31,590. As of July 1, 2026, over 5 years, owning one (gas car) costs about $44,338 in New Jersey — $739/month, $0.74/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $3,907 more than a comparable Toyota RAV4 LE (gas) over the same 5 years. New Jersey's electricity (23.5¢/kWh) is 25% above the U.S. average, and gas runs $3.87/gal here — both fed straight into the numbers above.
2026 Ford Bronco Sport 4WD · New Jersey · 5-year estimate$44,338 total · $739/mo · $0.74/mi
Where the money goes
| Cost component | Gas · 2026 Ford Bronco Sport | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $12,320 (28%) | $10,800 (27%) |
| Charging / fuel | $9,286 (21%) | $7,738 (19%) |
| ↳ of which charging loss | — | — |
| Maintenance | $6,060 (14%) | $5,520 (14%) |
| Insurance | $11,000 (25%) | $11,000 (27%) |
| Financing interest | $5,377 (12%) | $5,078 (13%) |
| Registration & fees | $295 (1%) | $295 (1%) |
| Total cost of ownership | $44,338 | $40,431 |
2026 Ford Bronco Sport 4WD specs & assumptions
- Starting MSRP
- $31,590manufacturer base
- Powertrain
- Gas
- Efficiency
- 25 mpgEPA
- New Jersey gas
- $3.87/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the 2026 Ford Bronco Sport 4WD against any car, your miles & your state
What else moves your 2026 Ford Bronco Sport 4WD cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $31,590 at a typical 7.2% new-car APR over 60 months and interest alone adds about $6,120. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses New Jersey's pump price of $3.87/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — Bronco Sport
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Bronco Sport, MY 2021–2026. Figures cover all powertrains and trims sold under the Bronco Sport nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (30)
- Suspension
Owners are advised not to drive their vehicles until the remedy is completed.
Do not drive until repaired — NHTSA “Park It” advisory.
- Equipment
Owners are advised not to plug in their block heater until the vehicle is remedied.
- Air Bags
Dealers will replace the passenger seat occupant classification sensor, free of charge.
- Engine And Engine Cooling
Dealers will replace the EGR valves, free of charge.
- Electrical System
The instrument panel cluster software will be updated by a dealer or through an over-the-air (OTA) update, free of charge.
- Equipment
Owners are advised not to plug in their block heater until the vehicle is remedied.
- Fuel System
Dealers will update the engine control software.
- Back Over Prevention
Dealers will update the rearview camera software, free of charge.
Full recall history: every Bronco Sport campaign → — all 30 campaigns, grouped by year.
Consumer complaints
NHTSA has 1,223 consumer complaints on file for the Bronco Sport (MY 2021–2026). The most-reported areas: Electrical System, Engine, Power Train. Complaints are unverified reports submitted by consumers to NHTSA.
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