Acura MDX (base FWD) cost to own in New Jersey — the true 5-year total
The Acura MDX (base FWD) starts at $51,800. As of July 1, 2026, over 5 years, owning one (gas car) costs about $62,985 in New Jersey — $1,050/month, $1.05/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $71,517 less than a comparable Land Rover Range Rover P400 SE over the same 5 years. New Jersey's electricity (23.5¢/kWh) is 25% above the U.S. average, and gas runs $3.87/gal here — both fed straight into the numbers above.
Acura MDX (base FWD) · New Jersey · 5-year estimate$62,985 total · $1,050/mo · $1.05/mi
Where the money goes
| Cost component | Gas · Acura MDX | Gas · Land Rover Range Rover |
|---|---|---|
| Depreciation (estimated) | $25,900 (41%) | $69,906 (52%) |
| Charging / fuel | $10,552 (17%) | $12,897 (10%) |
| ↳ of which charging loss | — | — |
| Maintenance | $6,060 (10%) | $9,480 (7%) |
| Insurance | $11,000 (17%) | $21,180 (16%) |
| Financing interest | $9,178 (15%) | $20,744 (15%) |
| Registration & fees | $295 (0%) | $295 (0%) |
| Total cost of ownership | $62,985 | $134,502 |
Acura MDX (base FWD) specs & assumptions
- Starting MSRP
- $51,800manufacturer base
- Powertrain
- Gas
- Efficiency
- 22 mpgEPA
- New Jersey gas
- $3.87/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Acura MDX (base FWD) against any car, your miles & your state
What else moves your Acura MDX (base FWD) cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $51,800 at a typical 7.2% new-car APR over 60 months and interest alone adds about $10,036. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses New Jersey's pump price of $3.87/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — MDX
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the MDX, MY 2017–2026. Figures cover all powertrains and trims sold under the MDX nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (15)
- Structure
Dealers will inspect the rear subframe and install a rear subframe reinforcement kit and, as necessary, repair or replace the rear subframe components, free of charge.
- Air Bags
Dealers will replace the seat weight sensors, free of charge.
- Service Brakes
Dealers will inspect and replace the brake pedal assembly as necessary, free of charge.
- Exterior Lighting
Dealers will inspect the wiring and install a fuse harness, replace the lid light, and repair the body dust sealer, as necessary, free of charge.
- Back Over Prevention
Dealers will replace the center information display unit, free of charge.
- Air Bags
Dealers will replace the seat weight sensors, free of charge.
- Fuel System
Dealers will replace the fuel pump module, free of charge.
- Engine And Engine Cooling
Dealers will inspect and repair, or replace the engine as necessary, free of charge.
Full recall history: every MDX campaign → — all 15 campaigns, grouped by year.
Consumer complaints
NHTSA has 1,062 consumer complaints on file for the MDX (MY 2017–2026). The most-reported areas: Engine, Electrical System, Power Train. Complaints are unverified reports submitted by consumers to NHTSA.
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