Honda CR-V LX (gas) cost to own in New Jersey — the true 5-year total
The Honda CR-V LX (gas) starts at $31,000. As of July 1, 2026, over 5 years, owning one (gas car) costs about $40,749 in New Jersey — $679/month, $0.68/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $318 more than a comparable Toyota RAV4 LE (gas) over the same 5 years. New Jersey's electricity (23.5¢/kWh) is 25% above the U.S. average, and gas runs $3.87/gal here — both fed straight into the numbers above.
Honda CR-V LX (gas) · New Jersey · 5-year estimate$40,749 total · $679/mo · $0.68/mi
Where the money goes
| Cost component | Gas · Honda CR-V LX | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $11,470 (28%) | $10,800 (27%) |
| Charging / fuel | $7,738 (19%) | $7,738 (19%) |
| ↳ of which charging loss | — | — |
| Maintenance | $4,980 (12%) | $5,520 (14%) |
| Insurance | $11,000 (27%) | $11,000 (27%) |
| Financing interest | $5,266 (13%) | $5,078 (13%) |
| Registration & fees | $295 (1%) | $295 (1%) |
| Total cost of ownership | $40,749 | $40,431 |
Honda CR-V LX (gas) specs & assumptions
- Starting MSRP
- $31,000manufacturer base
- Powertrain
- Gas
- Efficiency
- 30 mpgEPA
- New Jersey gas
- $3.87/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Honda CR-V LX (gas) against any car, your miles & your state
What else moves your Honda CR-V LX (gas) cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $31,000 at a typical 7.2% new-car APR over 60 months and interest alone adds about $6,006. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses New Jersey's pump price of $3.87/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — CR-V
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the CR-V, MY 2017–2026. Figures cover all powertrains and trims sold under the CR-V nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (18)
- Air Bags
Dealers will replace the seat weight sensors, free of charge.
- Steering
Dealers will replace the worm gear spring and redistribute or add grease as necessary, free of charge.
- Tires
Dealers will inspect and replace the tires as necessary, free of charge.
- Air Bags
Dealers will replace the seat weight sensors, free of charge.
- Fuel System
Dealers will replace the fuel pump module, free of charge.
- Equipment
Dealers will install a new corrected label, free of charge.
- Seat Belts
Dealers will replace the driver and front passenger seat belt buckle release buttons or the buckle assemblies as necessary, free of charge.
- Seats
Dealers will replace the front passenger seat back frame assembly, free of charge.
Full recall history: every CR-V campaign → — all 18 campaigns, grouped by year.
Consumer complaints
NHTSA has 6,928 consumer complaints on file for the CR-V (MY 2017–2026). The most-reported areas: Forward Collision Avoidance, Steering, Engine. Complaints are unverified reports submitted by consumers to NHTSA.
Honda CR-V LX (gas) head-to-head comparisons
The 5-year cost gap against the cars buyers cross-shop:
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← Honda CR-V LX (gas) cost (U.S. average)