Chevrolet Equinox EV LT vs Honda CR-V LX (gas): 5-year cost to own in New York
As of July 1, 2026, over 5 years in New York, the Honda CR-V LX (gas) stays the cheaper car to own — about $41,031 vs $52,076 for the Chevrolet Equinox EV LT, a $11,045 difference over 5 years. New York's electricity (29.4¢/kWh, 56% above the U.S. average) and $4.12/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · New YorkHonda CR-V LX (gas) · $41,031 total · $11,045 less than the Chevrolet Equinox EV LT
Chevrolet Equinox EV LT vs Honda CR-V LX (gas) — where the money goes
| Cost component | Electric · Chevrolet Equinox EV LT | Gas · Honda CR-V LX |
|---|---|---|
| Depreciation (estimated) | $20,997 (40%) | $11,470 (28%) |
| Charging / fuel | $7,570 (15%) | $8,234 (20%) |
| ↳ of which charging loss | 12% (~$908) | — |
| Maintenance | $3,660 (7%) | $4,980 (12%) |
| Insurance | $13,750 (26%) | $11,000 (27%) |
| Financing interest | $6,017 (12%) | $5,266 (13%) |
| Registration & fees | $81 (0%) | $81 (0%) |
| Total cost of ownership | $52,076 | $41,031 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Chevrolet Equinox EV LT win?
Even at 30,000+ mi/yr or a 15-year hold, the Honda CR-V LX (gas) stays cheaper here — its lower price and slower depreciation dominate. The Chevrolet Equinox EV LT is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Chevrolet Equinox EV LT vs Honda CR-V LX (gas), side by side
Chevrolet Equinox EV LT
- 5-yr total cost
- $52,076
- Cost / month
- $868
- Cost / mile
- $0.87
- MSRP
- $34,995
- Powertrain
- Electric
- Efficiency
- 29 kWh/100mi
Honda CR-V LX (gas)
- 5-yr total cost
- $41,031
- Cost / month
- $684
- Cost / mile
- $0.68
- MSRP
- $31,000
- Powertrain
- Gas
- Efficiency
- 30 mpg
- New York electricity
- 29.4¢/kWh EIA
- Gas price (New York)
- $4.12/gal AAA
Full cost breakdowns
← Chevrolet Equinox EV LT vs Honda CR-V LX (gas) (U.S. average)