2026 Hyundai Ioniq 9 RWD cost to own in Vermont — the true 5-year total
The 2026 Hyundai Ioniq 9 RWD starts at $58,955. As of July 1, 2026, over 5 years, owning one (EV) costs about $70,492 in Vermont — $1,175/month, $1.18/mile — including depreciation, charging (with the ~12% AC charging loss most calculators ignore), maintenance, insurance, financing and fees. That's $29,601 more than a comparable Toyota RAV4 LE (gas) over the same 5 years. Vermont's electricity (24.6¢/kWh) is 30% above the U.S. average, and gas runs $4.02/gal here — both fed straight into the numbers above. The federal $7,500 EV credit expired Sept 30, 2025 and is not applied.
2026 Hyundai Ioniq 9 RWD · Vermont · 5-year estimate$70,492 total · $1,175/mo · $1.18/mi
Where the money goes
| Cost component | Electric · 2026 Hyundai Ioniq 9 | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $33,604 (48%) | $10,800 (26%) |
| Charging / fuel | $8,055 (11%) | $8,038 (20%) |
| ↳ of which charging loss | 12% (~$967) | — |
| Maintenance | $3,660 (5%) | $5,520 (13%) |
| Insurance | $13,750 (20%) | $11,000 (27%) |
| Financing interest | $10,524 (15%) | $5,078 (12%) |
| Registration & fees | $900 (1%) | $455 (1%) |
| Total cost of ownership | $70,492 | $40,891 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
2026 Hyundai Ioniq 9 RWD specs & assumptions
- Starting MSRP
- $58,955manufacturer base
- Powertrain
- Electric
- Efficiency
- 37 kWh/100miEPA
- Range
- 335 miEPA
- Vermont electricity
- 24.6¢/kWhEIA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the 2026 Hyundai Ioniq 9 RWD against any car, your miles & your state
What else moves your 2026 Hyundai Ioniq 9 RWD cost
The 5-year total already folds in depreciation, charging, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $58,955 at a typical 7.2% new-car APR over 60 months and interest alone adds about $11,422. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. This model averages about $2,750/yr to insure — roughly $550/yr more than a comparable gas car ($2,200/yr), as EV parts and repairs tend to cost more — our own estimate, calibrated to Insurify/Bankrate 2026, and already in the total above.
- Home charger. A Level 2 home charger is a one-time $500–$2,000 installed (depends on your panel and wiring) — not in the total above, but it pays back fast versus public fast-charging.
- Tires. EVs are heavier and make instant torque, so tires can wear ~20% faster — a real running cost most comparisons skip. We fold a higher maintenance rate for EVs into the total.
- Where you charge. Public DC fast-charging can cost 2–3× your home rate. The total assumes 80% home charging; if you can't charge at home, lower that share in the calculator to see the real cost.
2026 Hyundai Ioniq 9 RWD battery — replacement cost & lifespan
Most EVs never need a battery replacement inside the 10-year / 100,000-mile warranty, so this is not in the 5-year total above — but it's the cost buyers worry about most, so here it is transparently.
- Out-of-warranty replacement
- $11,500–$16,500estimate
- Battery warranty
- 10 yr / 100,000 mimanufacturer
- Typical lifespan
- ~15 yrindustry est.
Cost to charge the 2026 Hyundai Ioniq 9 RWD at home
The 2026 Hyundai Ioniq 9 RWD runs about $10.33 per 100 mi at home — versus about $13.40 for a typical 30 mpg gas car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Per 100 mi at home
- $10.3337 kWh/100mi + 12% charging loss × $0.25/kWh
- A typical 30 mpg gas car
- $13.40/100miat $4.02/gal — for comparison
Recalls & reliability record — Ioniq 9
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Ioniq 9, MY 2026. Figures cover all powertrains and trims sold under the Ioniq 9 nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (2)
- Suspension
Dealers will inspect and replace the rear suspension fasteners and perform a rear vehicle alignment, as necessary, free of charge.
- Electrical System
Dealers will inspect and tighten the bus bar retention bolts and replace the battery system assembly, as necessary, free of charge.
Consumer complaints
No NHTSA consumer complaints are on file for the Ioniq 9 (MY 2026) as of . Complaints are unverified reports submitted by consumers to NHTSA.
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