Kia Niro EV Wind vs Toyota RAV4 LE (gas): 5-year cost to own in Washington

Q: Is the Kia Niro EV Wind or the Toyota RAV4 LE (gas) cheaper to own over 5 years in Washington?

The Toyota RAV4 LE (gas) stays the cheaper car to own — about $42,926 vs $51,959 for the Kia Niro EV Wind, a $9,033 difference over 5 years.

Q: When does the Kia Niro EV Wind become cheaper than the Toyota RAV4 LE (gas)?

The Kia Niro EV Wind pulls ahead of the Toyota RAV4 LE (gas) if you drive more than about 25,000 mi/yr at Washington rates. Cheaper home charging, or a state with low electricity and pricey gas, flips it sooner.

Q: How much more does the Kia Niro EV Wind cost to buy than the Toyota RAV4 LE (gas)?

The Kia Niro EV Wind starts at $39,600 — $9,600 more than the Toyota RAV4 LE (gas) ($30,000). Over 5 years the ownership gap is $9,033 in favor of the Toyota RAV4 LE (gas).

Q: Which costs less per mile — the Kia Niro EV Wind or the Toyota RAV4 LE (gas)?

The Toyota RAV4 LE (gas): $0.72 vs $0.87 per mile all-in ($715 vs $866 per month) in Washington.

By the EVCostIQ research desk · reviewed against our public methodology · every source dated on this page

As of July 1, 2026, over 5 years in Washington, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $42,926 vs $51,959 for the Kia Niro EV Wind, a $9,033 difference over 5 years. Washington's electricity (14.4¢/kWh, 24% below the U.S. average) and $5.19/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · WashingtonToyota RAV4 LE (gas) · $42,926 total · $9,033 less than the Kia Niro EV Wind

Kia Niro EV Wind vs Toyota RAV4 LE (gas) — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost component	Electric · Kia Niro EV Wind	Gas · Toyota RAV4 LE
Depreciation (estimated)	$22,572 (43%)	$10,800 (25%)
Charging / fuel	$3,818 (7%)	$10,378 (24%)
↳ of which charging loss	12% (~$458)	—
Maintenance	$3,660 (7%)	$5,520 (13%)
Insurance	$13,750 (26%)	$11,000 (26%)
Financing interest	$6,883 (13%)	$5,078 (12%)
Registration & fees	$1,275 (2%)	$150 (0%)
Total cost of ownership	$51,959	$42,926

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Kia Niro EV Wind win?

The Kia Niro EV Wind pulls ahead of the Toyota RAV4 LE (gas) if you drive more than about 25,000 mi/yr at Washington rates. Cheaper home charging, or a state with low electricity and pricey gas, flips it sooner.

Kia Niro EV Wind vs Toyota RAV4 LE (gas), side by side

Electric

Kia Niro EV Wind

5-yr total cost: $51,959
Cost / month: $866
Cost / mile: $0.87
MSRP: $39,600
Powertrain: Electric
Efficiency: 30 kWh/100mi

Gas Lower 5-yr cost

Toyota RAV4 LE (gas)

5-yr total cost: $42,926
Cost / month: $715
Cost / mile: $0.72
MSRP: $30,000
Powertrain: Gas
Efficiency: 30 mpg

Washington electricity: 14.4¢/kWh EIA
Gas price (Washington): $5.19/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Kia Niro EV Wind vs Toyota RAV4 LE (gas) (U.S. average)

FAQ

Is the Kia Niro EV Wind or the Toyota RAV4 LE (gas) cheaper to own over 5 years in Washington?

The Toyota RAV4 LE (gas) stays the cheaper car to own — about $42,926 vs $51,959 for the Kia Niro EV Wind, a $9,033 difference over 5 years.

When does the Kia Niro EV Wind become cheaper than the Toyota RAV4 LE (gas)?

How much more does the Kia Niro EV Wind cost to buy than the Toyota RAV4 LE (gas)?

The Kia Niro EV Wind starts at $39,600 — $9,600 more than the Toyota RAV4 LE (gas) ($30,000). Over 5 years the ownership gap is $9,033 in favor of the Toyota RAV4 LE (gas).

Which costs less per mile — the Kia Niro EV Wind or the Toyota RAV4 LE (gas)?

The Toyota RAV4 LE (gas): $0.72 vs $0.87 per mile all-in ($715 vs $866 per month) in Washington.