Lexus GX 550 Premium cost to own in Wisconsin — the true 5-year total
The Lexus GX 550 Premium starts at $66,285. As of July 1, 2026, over 5 years, owning one (gas car) costs about $64,810 in Wisconsin — $1,080/month, $1.08/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $69,095 less than a comparable Land Rover Range Rover P400 SE over the same 5 years. Wisconsin's electricity (19.2¢/kWh) is about level with the U.S. average, and gas runs $3.65/gal here — both fed straight into the numbers above.
Lexus GX 550 Premium · Wisconsin · 5-year estimate$64,810 total · $1,080/mo · $1.08/mi
Where the money goes
| Cost component | Gas · Lexus GX 550 Premium | Gas · Land Rover Range Rover |
|---|---|---|
| Depreciation (estimated) | $22,537 (35%) | $69,906 (52%) |
| Charging / fuel | $12,886 (20%) | $12,170 (9%) |
| ↳ of which charging loss | — | — |
| Maintenance | $6,060 (9%) | $9,480 (7%) |
| Insurance | $11,000 (17%) | $21,180 (16%) |
| Financing interest | $11,902 (18%) | $20,744 (15%) |
| Registration & fees | $425 (1%) | $425 (0%) |
| Total cost of ownership | $64,810 | $133,905 |
Lexus GX 550 Premium specs & assumptions
- Starting MSRP
- $66,285manufacturer base
- Powertrain
- Gas
- Efficiency
- 17 mpgEPA
- Wisconsin gas
- $3.65/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Lexus GX 550 Premium against any car, your miles & your state
What else moves your Lexus GX 550 Premium cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $66,285 at a typical 7.2% new-car APR over 60 months and interest alone adds about $12,842. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses Wisconsin's pump price of $3.65/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — GX 550
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the GX 550, MY 2024–2026. Figures cover all powertrains and trims sold under the GX 550 nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (4)
- Electrical System
Dealers will update the combination meter software, free of charge.
- Equipment
Dealers will replace the load carrying capacity modification label, free of charge.
- Engine And Engine Cooling
Dealers will perform an inspection on the #1 main bearing using vehicle inspection software and drive data, and if necessary, replace the engine.
- Back Over Prevention
Dealers will update the parking assist software, free of charge.
Consumer complaints
NHTSA has 29 consumer complaints on file for the GX 550 (MY 2024–2026). The most-reported areas: Engine, Electrical System, Structure. Complaints are unverified reports submitted by consumers to NHTSA.
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