Hyundai Inster cost to own in Australia — the true 5-year total
The Hyundai Inster starts at $39,990. Over 5 years, owning one (EV) costs about $56,586 in Australia as of July 9, 2026 — $943/month, $0.94/km — including depreciation, charging (with the ~12% charging loss most calculators ignore), maintenance, insurance, financing and rego. That's $4,720 more than a comparable Mazda CX-5 over the same 5 years.
Hyundai Inster incentives & grants
Novated lease (FBT exemption): for a salary-packaged EV the federal FBT exemption can cut the cost substantially — it depends on your income and tax, so it is not in the totals above. Source: ATO.
Hyundai Inster · Australia · 5-year estimate$56,586 total · $943/mo · $0.94/km
Where the money goes
| Cost component | Electric · Hyundai Inster | Petrol · Mazda CX-5 |
|---|---|---|
| Depreciation (estimated) | $23,594 (42%) | $18,395 (35%) |
| Charging / fuel | $4,183 (7%) | $7,237 (14%) |
| ↳ of which charging loss | 12% (~$502) | — |
| Maintenance | $4,752 (8%) | $6,402 (12%) |
| Insurance | $12,725 (22%) | $8,500 (16%) |
| Financing interest | $6,957 (12%) | $6,957 (13%) |
| Registration & fees | $4,375 (8%) | $4,375 (8%) |
| Total cost of ownership | $56,586 | $51,866 |
Hyundai Inster specs & assumptions
- Starting price
- $39,990manufacturer
- Powertrain
- Electric
- Efficiency
- 14.3 kWh/100kmADR
- Range
- 360 kmADR
- Australia electricity
- 33.00c/kWhAER
- Annual km (assumed)
- 12,000Australia average
Compare the Hyundai Inster against any car, your km & your scenario
What the numbers say
The Hyundai Inster costs about $56,586 to own over 5 years in Australia — $943/month, $0.94/km at 12,000 km/yr — and depreciation is the biggest line: $23,594, 42% of the total (as of July 9, 2026).
- The Mazda CX-5 wins decisively here — $4,720 cheaper over 5 years; at typical assumptions this isn't a close call.
- The Hyundai Inster pulls ahead of the Mazda CX-5 if you drive more than about 24,000 km/yr.
- Where the Hyundai Inster's $56,586 actually goes: depreciation $23,594 (42%), insurance $12,725 (22%), financing interest $6,957 (12%), maintenance $4,752 (8%), registration & fees $4,375 (8%), charging $4,183 (7%).
- Per km, that is $0.39 of depreciation and $0.07 of charging, with $0.48 for everything else — $0.94/km all-in.
- Charging vs the fleet: at $4,183 over 5 years the Hyundai Inster sits within $351 of the $4,534 median for the 25 EVs we price — nothing unusual either way.
What we assume for maintenance
Assumed $950/yr for an EV at 12,000 km/yr — about $4,752 of the 5-year total above. On this market's assumptions an EV runs about $330/yr less in maintenance than a petrol car ($950 vs $1,280). See the methodology for sources; adjustable in the calculator.
Cost to charge the Hyundai Inster at home
The Hyundai Inster runs about $5.36 per 100 km at home — versus about $11.41 for a typical 7 L/100km petrol car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Per 100 km at home
- $5.3614.3 kWh/100km + 12% charging loss × $0.33/kWh
- A typical 7 L/100km petrol car
- $11.41/100kmat $1.63/L — for comparison