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BYD Atto 3 (Yuan Plus) or Hyundai Creta Comfort 1.0 TGDi (flex) — which comes out cheaper?

By the EVCostIQ research team · checked against our public methodology · every source on this page is dated

As of 1 July 2026: over 5 years in Brazil (12,500 km/year), the Hyundai Creta Comfort 1.0 TGDi (flex) is still the cheaper car to own — about R$172,721 versus R$245,546 for the BYD Atto 3 (Yuan Plus), a gap of R$72,825.

Purchase incentive (consumer): in Brazil there is no direct federal subsidy for a consumer buying a 100% electric car — unlike in Europe. The incentives are industrial: the MOVER program (which replaced Rota 2030 in June 2024) gives automakers an emissions-based IPI tax bonus/malus and R&D credits (~US$ 4,8 bi, i.e. billion, through 2028) — none of it reaches the buyer's pocket. On top of that, the old import-tax exemption for EVs is being phased out, rising to 35% in 2026, which tends to make imported EVs more expensive. We show this separately and include no incentive in the total costs above. Source: MOVER / US ITA / Mobility Portal, as of . Always check the current conditions before you buy.

Cheaper over 5 years · BrazilHyundai Creta Comfort 1.0 TGDi (flex) · R$172,721 in total · that's R$72,825 less than the BYD Atto 3 (Yuan Plus)

BYD Atto 3 (Yuan Plus) vs Hyundai Creta Comfort 1.0 TGDi (flex) — Where the money goes

BYD Atto 3 (Yuan Plus) vs Hyundai Creta Comfort 1.0 TGDi (flex) — 5-year total cost (BRL)
Cost componentElectric · BYD Atto 3Flex · Hyundai Creta Comfort 1.0
Depreciation (estimated)R$151,034 (62%)R$76,621 (44%)
Charging / fuelR$13,443 (5%)R$31,979 (19%)
↳ of which charging losses12% (~R$1,613)—
MaintenanceR$11,250 (5%)R$20,000 (12%)
InsuranceR$26,000 (11%)R$18,000 (10%)
Financing interestR$43,819 (18%)R$26,121 (15%)
Taxes & feesR$0 (0%)R$0 (0%)
Total cost of ownershipR$245,546R$172,721

When is the electric car worth it?

At your mileage the electric car never moves ahead: even over the whole ownership period, the Hyundai Creta Comfort 1.0 TGDi (flex) is the cheaper choice. We say it plainly when the flex-fuel car wins — and here it wins.

BYD Atto 3 (Yuan Plus) vs Hyundai Creta Comfort 1.0 TGDi (flex) — Head-to-head

Electric

BYD Atto 3 (Yuan Plus)

5-year total cost
R$245,546
per month
R$4,092
R$/km
R$3.93
Purchase price
R$235,990
Drivetrain
Electric
Consumption
16 kWh/100km
Flex Cheaper over 5 years

Hyundai Creta Comfort 1.0 TGDi (flex)

5-year total cost
R$172,721
per month
R$2,879
R$/km
R$2.76
Purchase price
R$141,890
Drivetrain
Flex
Consumption
12 km/l cidade (gasolina)
Electricity price
0.91 R$/kWh ANEEL / GlobalPetrolPrices
Fuel price
6.14 R$/l ANP

FAQ

Is the BYD Atto 3 (Yuan Plus) or the Hyundai Creta Comfort 1.0 TGDi (flex) cheaper to own over 5 years?

As of 1 July 2026: over 5 years in Brazil (12,500 km/year), the Hyundai Creta Comfort 1.0 TGDi (flex) is still the cheaper car to own — about R$172,721 versus R$245,546 for the BYD Atto 3 (Yuan Plus), a gap of R$72,825.

When does the BYD Atto 3 (Yuan Plus) become cheaper than the Hyundai Creta Comfort 1.0 TGDi (flex)?

At your mileage the electric car never moves ahead: even over the whole ownership period, the Hyundai Creta Comfort 1.0 TGDi (flex) is the cheaper choice. We say it plainly when the flex-fuel car wins — and here it wins.

How much more does the BYD Atto 3 (Yuan Plus) cost to buy than the Hyundai Creta Comfort 1.0 TGDi (flex)?

The BYD Atto 3 (Yuan Plus) starts at R$235,990 — R$94,100 more than the Hyundai Creta Comfort 1.0 TGDi (flex) (R$141,890). Over 5 years, the ownership-cost gap is R$72,825 in favor of the Hyundai Creta Comfort 1.0 TGDi (flex).

Which costs less per km — the BYD Atto 3 (Yuan Plus) or the Hyundai Creta Comfort 1.0 TGDi (flex)?

The Hyundai Creta Comfort 1.0 TGDi (flex): R$3.93 versus R$2.76 per km, all-in (R$4,092 versus R$2,879 per month).

Full breakdown