Nissan Ariya (SV FWD) vs Toyota RAV4 (Hybrid LE AWD): 5-year cost to own (Canada)

By Ivan H., EVCostIQ · reviewed against our public methodology · every source dated on this page

Over 5 years in Canada (15,000 km/yr), as of July 2, 2026, the Toyota RAV4 (Hybrid LE AWD) stays the cheaper car to own — about $48,042 vs $63,252 for the Nissan Ariya (SV FWD), a $15,210 difference over 5 years.

Canada EVAP: up to $5,000 off an eligible new EV ($2,500 PHEV); Quebec / BC may add more. Shown for reference; not in the totals above. Source: Transport Canada.

Cheaper to own over 5 years · CanadaToyota RAV4 (Hybrid LE AWD) · $48,042 total · $15,210 less than the Nissan Ariya (SV FWD)

Nissan Ariya (SV FWD) vs Toyota RAV4 (Hybrid LE AWD) — where the money goes

5-year total cost of ownership by component, by vehicle (CAD). Estimates; sources dated in the methodology.
Cost component	Electric · Nissan Ariya	Hybrid · Toyota RAV4
Depreciation (estimated)	$30,681 (49%)	$18,000 (37%)
Charging / fuel	$3,784 (6%)	$6,804 (14%)
↳ of which charging loss	12% (~$454)	—
Maintenance	$3,248 (5%)	$4,500 (9%)
Insurance	$15,655 (25%)	$11,750 (24%)
Financing interest	$9,384 (15%)	$6,488 (14%)
Registration & fees	$500 (1%)	$500 (1%)
Total cost of ownership	$63,252	$48,042

When does the Nissan Ariya (SV FWD) win?

The Toyota RAV4 (Hybrid LE AWD) wins decisively here — $15,210 cheaper over 5 years; at typical assumptions this isn't a close call.

No realistic annual distance flips this verdict — the Toyota RAV4 (Hybrid LE AWD) stays the cheaper car at every distance we model.

What decides the Nissan Ariya (SV FWD) vs Toyota RAV4 (Hybrid LE AWD) verdict

The single biggest mover is depreciation: $30,681 on the Nissan Ariya (SV FWD) against $18,000 on the Toyota RAV4 (Hybrid LE AWD), a $12,681 gap in the Toyota RAV4 (Hybrid LE AWD)'s favor — the largest slice of the $15,210 verdict. On the Nissan Ariya (SV FWD), depreciation alone is 49% of its $63,252 total; on the Toyota RAV4 (Hybrid LE AWD) it is 37% of $48,042.

Insurance: Nissan Ariya (SV FWD) $15,655, Toyota RAV4 (Hybrid LE AWD) $11,750 — $3,905 more in the Toyota RAV4 (Hybrid LE AWD)'s favor.
Energy: $3,784 of charging for the Nissan Ariya (SV FWD) vs $6,804 of gas for the Toyota RAV4 (Hybrid LE AWD) — $3,020 the other way, to the Nissan Ariya (SV FWD).
Financing interest: Nissan Ariya (SV FWD) $9,384, Toyota RAV4 (Hybrid LE AWD) $6,488 — $2,896 more in the Toyota RAV4 (Hybrid LE AWD)'s favor.

The Nissan Ariya (SV FWD)'s best answer is energy — $3,020 back the other way — which covers 20% of the Toyota RAV4 (Hybrid LE AWD)'s $15,210 lead. At the dealer the Nissan Ariya (SV FWD) starts $15,398 behind the Toyota RAV4 (Hybrid LE AWD); running costs claw back $188 of that, but the Toyota RAV4 (Hybrid LE AWD) still ends $15,210 ahead. The Toyota RAV4 (Hybrid LE AWD) is ahead by $5,071 after the first year and more than doubles that lead — $15,210 by year 5.

Nissan Ariya (SV FWD) vs Toyota RAV4 (Hybrid LE AWD), side by side

Electric