Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) cost to own in New Zealand — the true 5-year total
The Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) starts at $58,490. Over 5 years, owning one (petrol car) costs about $62,637 in New Zealand as of July 9, 2026 — $1,044/month, $0.90/km — including depreciation, fuel, maintenance, insurance, financing and rego + road-user charges.
Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) incentives & grants
No EV purchase rebate in NZ (the Clean Car Discount ended Dec 2023), and EVs now pay Road User Charges (~NZ$76/1,000 km). Both are reflected honestly — the RUC is included in the totals above. Source: NZTA.
Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) · NZ · 5-year estimate$62,637 total · $1,044/mo · $0.90/km
Where the money goes
| Cost component | Petrol · Toyota Hilux SR5 Double |
|---|---|
| Depreciation (estimated) | $28,075 (45%) |
| Charging / fuel | $12,425 (20%) |
| ↳ of which charging loss | — |
| Maintenance | $4,501 (7%) |
| Insurance | $6,335 (10%) |
| Financing interest | $10,436 (17%) |
| Registration & fees | $865 (1%) |
| Total cost of ownership | $62,637 |
Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) specs & assumptions
- Starting price
- $58,490manufacturer
- Powertrain
- Petrol
- Efficiency
- 7.1 L/100kmWLTP/EECA
- NZ electricity
- 34.00c/kWhEA / MBIE
- Annual km (assumed)
- 14,000NZ average
What the numbers say
The Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) costs about $62,637 to own over 5 years in New Zealand — $1,044/month, $0.90/km at 14,000 km/yr — and depreciation is the biggest line: $28,075, 45% of the total (as of July 9, 2026).
- On cost per month the Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) ranks #1 of 4 ute models we track in NZ.
- Where the Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual)'s $62,637 actually goes: depreciation $28,075 (45%), petrol $12,425 (20%), financing interest $10,436 (17%), insurance $6,335 (10%), maintenance $4,501 (7%), registration & fees $865 (1%).
- Per km, that is $0.40 of depreciation and $0.18 of petrol, with $0.32 for everything else — $0.90/km all-in.
- Petrol vs the fleet: at $12,425 over 5 years the Toyota Hilux SR5 Double Cab 4x4 (2.8 diesel manual) sits within $575 of the $11,850 median for the 27 petrol and hybrid models we price — nothing unusual either way.
What we assume for maintenance
Assumed $900/yr for a petrol car at 14,000 km/yr — about $4,501 of the 5-year total above. On this market's assumptions an EV runs about $451/yr less in maintenance than a petrol car ($449 vs $900). See the methodology for sources; adjustable in the calculator.