Toyota Hiace Commuter Deluxe 2.8 MT cost to own in the Philippines — the true 5-year total
The Toyota Hiace Commuter Deluxe 2.8 MT starts at ₱1,877,000. Over 5 years, owning one (petrol car) costs about ₱1,764,660 in the Philippines as of July 2, 2026 — ₱29,411/month, ₱29.41/km — including depreciation, fuel, maintenance, insurance, financing and registration.
Toyota Hiace Commuter Deluxe 2.8 MT incentives & grants
No national cash purchase rebate in the Philippines (unlike Thailand's EV3.5). EV support is tax/tariff relief already baked into the sticker price (EVIDA 0% CBU import tariff to 2028; 0% excise on pure BEVs) plus non-cash perks (number-coding/UVVRP exemption, priority LTO registration) — none of it is a cheque, so none is in the totals above. Source: DOE EVIDA/CREVI · RA 11697.
Toyota Hiace Commuter Deluxe 2.8 MT · the Philippines · 5-year estimate₱1,764,660 total · ₱29,411/mo · ₱29.41/km
Where the money goes
| Cost component | Petrol · Toyota Hiace Commuter Deluxe |
|---|---|
| Depreciation (estimated) | ₱863,420 (49%) |
| Charging / fuel | ₱306,793 (17%) |
| ↳ of which charging loss | — |
| Maintenance | ₱90,000 (5%) |
| Insurance | ₱140,000 (8%) |
| Financing interest | ₱352,447 (20%) |
| Registration & fees | ₱12,000 (1%) |
| Total cost of ownership | ₱1,764,660 |
Toyota Hiace Commuter Deluxe 2.8 MT specs & assumptions
- Starting price
- ₱1,877,000manufacturer
- Powertrain
- Petrol
- Efficiency
- 7.4 L/100kmWLTP
- the Philippines electricity
- 14.48₱/kWhMeralco
- Annual km (assumed)
- 12,000the Philippines average
Compare the Toyota Hiace Commuter Deluxe 2.8 MT against any car, your km & your scenario
What the numbers say
The Toyota Hiace Commuter Deluxe 2.8 MT costs about ₱1,764,660 to own over 5 years in the Philippines — ₱29,411/month, ₱29.41/km at 12,000 km/yr — and depreciation is the biggest line: ₱863,420, 49% of the total (as of July 2, 2026).
- Where the Toyota Hiace Commuter Deluxe 2.8 MT's ₱1,764,660 actually goes: depreciation ₱863,420 (49%), financing interest ₱352,447 (20%), petrol ₱306,793 (17%), insurance ₱140,000 (8%), maintenance ₱90,000 (5%), registration & fees ₱12,000 (1%).
- Per km, that is ₱14.39 of depreciation and ₱5.11 of petrol, with ₱9.91 for everything else — ₱29.41/km all-in.
- Petrol vs the fleet: the Toyota Hiace Commuter Deluxe 2.8 MT's 5-year petrol bill (₱306,793) runs ₱57,135 above the ₱249,658 median of the 33 petrol and hybrid models we price at the same rates.
What we assume for maintenance
Assumed ₱18,000/yr for a petrol car at 12,000 km/yr — about ₱90,000 of the 5-year total above. On this market's assumptions an EV runs about ₱7,200/yr less in maintenance than a petrol car (₱10,800 vs ₱18,000). See the methodology for sources; adjustable in the calculator.
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