Ford F-150 Lightning Pro vs Tesla Cybertruck AWD: 5-year cost to own in California
As of July 1, 2026, over 5 years in California, the Ford F-150 Lightning Pro is cheaper from day one — about $74,240 over 5 years vs $91,629 for the Tesla Cybertruck AWD, a $17,389 difference. California's electricity (35.3¢/kWh, 87% above the U.S. average) and $5.46/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · CaliforniaFord F-150 Lightning Pro · $74,240 total · $17,389 less than the Tesla Cybertruck AWD
Ford F-150 Lightning Pro vs Tesla Cybertruck AWD — where the money goes
| Cost component | Electric · Ford F-150 Lightning Pro | Electric · Tesla Cybertruck AWD |
|---|---|---|
| Depreciation (estimated) | $31,225 (42%) | $45,434 (50%) |
| Charging / fuel | $14,997 (20%) | $13,435 (15%) |
| ↳ of which charging loss | 12% (~$1,800) | 12% (~$1,612) |
| Maintenance | $3,660 (5%) | $3,660 (4%) |
| Insurance | $13,750 (19%) | $13,750 (15%) |
| Financing interest | $9,738 (13%) | $14,480 (16%) |
| Registration & fees | $870 (1%) | $870 (1%) |
| Total cost of ownership | $74,240 | $91,629 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Ford F-150 Lightning Pro win?
At 12,000 mi/yr the Ford F-150 Lightning Pro is already the cheaper car — drive more or keep it longer and its lead only grows.
Ford F-150 Lightning Pro vs Tesla Cybertruck AWD, side by side
Ford F-150 Lightning Pro
- 5-yr total cost
- $74,240
- Cost / month
- $1,237
- Cost / mile
- $1.24
- MSRP
- $54,780
- Powertrain
- Electric
- Efficiency
- 48 kWh/100mi
Tesla Cybertruck AWD
- 5-yr total cost
- $91,629
- Cost / month
- $1,527
- Cost / mile
- $1.53
- MSRP
- $79,990
- Powertrain
- Electric
- Efficiency
- 43 kWh/100mi
- California electricity
- 35.3¢/kWh EIA
- Gas price (California)
- $5.46/gal AAA
Full cost breakdowns
← Ford F-150 Lightning Pro vs Tesla Cybertruck AWD (U.S. average)