Ford F-150 Lightning Pro vs Tesla Cybertruck AWD: 5-year cost to own in the U.S.
As of August 6, 2026, over 5 years (U.S. average, 12,000 mi/yr), the Ford F-150 Lightning Pro is cheaper from day one — about $67,218 over 5 years vs $85,352 for the Tesla Cybertruck AWD, a $18,134 difference. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 yearsFord F-150 Lightning Pro · $67,218 total · $18,134 less than the Tesla Cybertruck AWD
Ford F-150 Lightning Pro vs Tesla Cybertruck AWD — where the money goes
| Cost component | Electric · Ford F-150 Lightning Pro | Electric · Tesla Cybertruck AWD |
|---|---|---|
| Depreciation (estimated) | $31,225 (46%) | $45,434 (53%) |
| Charging / fuel | $7,845 (12%) | $7,028 (8%) |
| ↳ of which charging loss | 12% (~$941) | 12% (~$843) |
| Maintenance | $3,660 (5%) | $3,660 (4%) |
| Insurance | $13,750 (20%) | $13,750 (16%) |
| Financing interest | $9,738 (14%) | $14,480 (17%) |
| Registration & fees | $1,000 (1%) | $1,000 (1%) |
| Total cost of ownership | $67,218 | $85,352 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Ford F-150 Lightning Pro win?
At 12,000 mi/yr the Ford F-150 Lightning Pro is already the cheaper car — drive more or keep it longer and its lead only grows.
Over 5 years the Ford F-150 Lightning Pro undercuts the Tesla Cybertruck AWD by $18,134 — about 21% of the Tesla Cybertruck AWD's total. That margin is a verdict, not a rounding artifact.
What decides the Ford F-150 Lightning Pro vs Tesla Cybertruck AWD verdict
The single biggest mover is depreciation: $31,225 on the Ford F-150 Lightning Pro against $45,434 on the Tesla Cybertruck AWD, a $14,209 gap in the Ford F-150 Lightning Pro's favor — the largest slice of the $18,134 verdict. On the Ford F-150 Lightning Pro, depreciation alone is 46% of its $67,218 total; on the Tesla Cybertruck AWD it is 53% of $85,352.
- Financing interest: Ford F-150 Lightning Pro $9,738, Tesla Cybertruck AWD $14,480 — $4,742 more in the Ford F-150 Lightning Pro's favor.
- Energy: $7,845 of charging for the Ford F-150 Lightning Pro vs $7,028 of charging for the Tesla Cybertruck AWD — $817 the other way, to the Tesla Cybertruck AWD.
The Tesla Cybertruck AWD gets $817 back on energy, but against an $18,134 verdict that is loose change. At the dealer the Tesla Cybertruck AWD starts $25,210 behind the Ford F-150 Lightning Pro; running costs claw back $7,076 of that, but the Ford F-150 Lightning Pro still ends $18,134 ahead. The Ford F-150 Lightning Pro is ahead from the first year — $7,197 after year 1 — and finishes year 5 with the full $18,134 lead; the cumulative lines never cross.
Ford F-150 Lightning Pro vs Tesla Cybertruck AWD, side by side
Ford F-150 Lightning Pro
- 5-yr total cost
- $67,218
- Cost / month
- $1,120
- Cost / mile
- $1.12
- MSRP
- $54,780
- Powertrain
- Electric
- Efficiency
- 48 kWh/100mi
Tesla Cybertruck AWD
- 5-yr total cost
- $85,352
- Cost / month
- $1,423
- Cost / mile
- $1.42
- MSRP
- $79,990
- Powertrain
- Electric
- Efficiency
- 43 kWh/100mi
- Electricity (US avg)
- 18.4¢/kWh EIA
- Gas price (US avg)
- $3.85/gal AAA
Full cost breakdowns
Ford F-150 Lightning Pro vs Tesla Cybertruck AWD by state
No state's electricity or gas prices flip this verdict at default assumptions — the Ford F-150 Lightning Pro is the cheaper car in all 51 states we track.