Tesla Model 3 Premium RWD vs Honda Accord LX (gas): 5-year cost to own in Delaware
As of July 1, 2026, over 5 years in Delaware, the Honda Accord LX (gas) stays the cheaper car to own — about $38,570 vs $54,395 for the Tesla Model 3 Premium RWD, a $15,825 difference over 5 years. Delaware's electricity (18.8¢/kWh, about level with the U.S. average) and $3.69/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · DelawareHonda Accord LX (gas) · $38,570 total · $15,825 less than the Tesla Model 3 Premium RWD
Tesla Model 3 Premium RWD vs Honda Accord LX (gas) — where the money goes
| Cost component | Electric · Tesla Model 3 Premium | Gas · Honda Accord LX |
|---|---|---|
| Depreciation (estimated) | $24,644 (45%) | $10,640 (28%) |
| Charging / fuel | $4,164 (8%) | $6,928 (18%) |
| ↳ of which charging loss | 12% (~$500) | — |
| Maintenance | $3,660 (7%) | $5,100 (13%) |
| Insurance | $13,750 (25%) | $11,000 (29%) |
| Financing interest | $7,427 (14%) | $4,702 (12%) |
| Registration & fees | $750 (1%) | $200 (1%) |
| Total cost of ownership | $54,395 | $38,570 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Tesla Model 3 Premium RWD win?
Even at 30,000+ mi/yr or a 15-year hold, the Honda Accord LX (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model 3 Premium RWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Tesla Model 3 Premium RWD vs Honda Accord LX (gas), side by side
Tesla Model 3 Premium RWD
- 5-yr total cost
- $54,395
- Cost / month
- $907
- Cost / mile
- $0.91
- MSRP
- $42,490
- Powertrain
- Electric
- Efficiency
- 25 kWh/100mi
Honda Accord LX (gas)
- 5-yr total cost
- $38,570
- Cost / month
- $643
- Cost / mile
- $0.64
- MSRP
- $28,000
- Powertrain
- Gas
- Efficiency
- 32 mpg
- Delaware electricity
- 18.8¢/kWh EIA
- Gas price (Delaware)
- $3.69/gal AAA
Full cost breakdowns
← Tesla Model 3 Premium RWD vs Honda Accord LX (gas) (U.S. average)