Honda Accord LX (gas) price & real 5-year cost in the U.S.
The Honda Accord LX (gas) starts at $28,000. As of August 6, 2026, over 5 years, owning one (gas car) costs about $39,655 in the U.S. — $661/month, $0.66/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $3,267 more than a comparable Honda Civic LX (gas) over the same 5 years.
Honda Accord LX (gas) · U.S. average · 5-year estimate$39,655 total · $661/mo · $0.66/mi
Where the money goes
| Cost component | Gas · Honda Accord LX | Gas · Honda Civic LX |
|---|---|---|
| Depreciation (estimated) | $10,640 (27%) | $9,144 (25%) |
| Charging / fuel | $7,213 (18%) | $6,412 (18%) |
| ↳ of which charging loss | — | — |
| Maintenance | $5,100 (13%) | $4,620 (13%) |
| Insurance | $11,000 (28%) | $11,000 (30%) |
| Financing interest | $4,702 (12%) | $4,213 (12%) |
| Registration & fees | $1,000 (3%) | $1,000 (3%) |
| Total cost of ownership | $39,655 | $36,388 |
Honda Accord LX (gas) specs & assumptions
- Starting MSRP
- $28,000manufacturer base
- Powertrain
- Gas
- Efficiency
- 32 mpgEPA
- Gas (US avg)
- $3.85/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Honda Accord LX (gas) against any car, your miles & your state
What else moves your Honda Accord LX (gas) cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. These are the levers that actually move money on this car, biggest first — each figure re-run through the same kernel with one input changed. Levers that don't move $400+ here aren't listed.
- Insurance. On a car this cheap to buy, insurance is the quiet giant: $11,000 over 5 years, 28% of the whole total and more than the fuel bill. Quotes swing widely by driver and ZIP, so get your own before deciding.
- Financing. The total finances $25,000 of the $28,000 price at 7.0% over 60 months: $4,702 of pure interest, 12% of everything above. Paying cash or shopping the rate removes it outright — both are inputs in the calculator.
- Efficiency. 32 mpg puts the Honda Accord LX (gas) above the 24 mpg median of the non-electric models we price — $2,405 less fuel over 5 years than a median car at the same pump price.
- Fuel price. The total runs on the U.S. average $3.85/gal. Add a dollar to the pump price and this car's 5-year total rises $1,875 to $41,530 — at 32 mpg and 12,000 mi/yr, fuel is the lever your own driving moves most.
Honda Accord LX (gas) cost anatomy — where the money concentrates
The Honda Accord LX (gas) costs about $39,655 to own over 5 years in the U.S. — $661/month, $0.66/mi at 12,000 mi/yr — and insurance is the biggest line: $11,000, 28% of the total (as of August 6, 2026).
- Where the Honda Accord LX (gas)'s $39,655 actually goes: insurance $11,000 (28%), depreciation $10,640 (27%), gas $7,213 (18%), maintenance $5,100 (13%), financing interest $4,702 (12%), registration & fees $1,000 (3%).
- Per mile, that is $0.18 of depreciation and $0.12 of gas, with $0.36 for everything else — $0.66/mile all-in.
- Gas vs the fleet: the Honda Accord LX (gas)'s 5-year gas bill ($7,213) runs $2,020 below the $9,233 median of the 37 gas and hybrid models we price at the same rates.
What we assume for maintenance
Maintenance & repairs for the Honda Accord LX (gas) are costed at $0.085/mi (a model-specific rate below the gas car average) — about $1,020/yr at 12,000 mi/yr, and $5,100 of the 5-year total above. That's about $96/yr more than the $0.077/mi we cost for the gas Honda Civic LX it is compared against above ($4,620 over 5 years) — no servicing saving here.
Rates are anchored to U.S. DOE 2025 per-mile figures (AAA-calibrated) — full sourcing in the methodology. The total scales with the annual-miles input in the calculator.
Recalls & reliability record — Accord
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Accord, MY 2017–2026. Figures cover all powertrains and trims sold under the Accord nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (15)
- Air Bags
Dealers will replace the seat weight sensors, free of charge.
- Seats
Dealers will replace the driver's seat cushion frame, free of charge.
- Seats
Dealers will replace the driver's seat cushion frame, free of charge.
- Fuel System
Dealers will inspect and replace the high-pressure fuel pump as necessary, free of charge.
- Air Bags
Dealers will replace the seat weight sensors, free of charge.
- Fuel System
Dealers will replace the fuel pump module, free of charge.
- Seat Belts
Dealers will inspect and replace the seat belt pretensioner assemblies as necessary, free of charge.
- Service Brakes
Dealers will replace the VSA modulator, free of charge.
Full recall history: every Accord campaign → — all 15 campaigns, grouped by year.
Consumer complaints
NHTSA has 3,717 consumer complaints on file for the Accord (MY 2017–2026). The most-reported areas: Engine, Forward Collision Avoidance, Electrical System. Complaints are unverified reports submitted by consumers to NHTSA.
Honda Accord LX (gas) head-to-head comparisons
The 5-year cost gap against the cars buyers cross-shop:
Where the Honda Accord LX (gas) numbers change most
Same car, same 5-year horizon, 51 different state rate sets: the total runs from $37,579 in Indiana to $42,040 in California — a $4,461 swing, 11% of its U.S.-average $39,655. Every 10¢/gal at the pump moves this car's total by about $187; state registration fees stack on top of that. Each link opens that state's cost table at the Honda Accord LX (gas) row.
Cheapest states for the Honda Accord LX (gas)
Most expensive states for the Honda Accord LX (gas)
- California $42,040
- Hawaii $41,982
- Washington $41,321
- Alaska $40,795
- Oregon $40,584
- Nevada $40,344
Does any state change the verdict? No. Against the Honda Civic LX (gas) — the segment rival we price it against — the Honda Civic LX (gas) is cheaper in all 51 state rate sets, by $3,267 at the U.S. average. No state's mix of electricity, pump price and fees closes that gap, so there is no "it depends on where you live" story here.