EVCostIQ

The EV cost intelligence platform

Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE: 5-year cost to own in District of Columbia

As of July 1, 2026, over 5 years in District of Columbia, the Toyota Camry Hybrid LE stays the cheaper car to own — about $37,927 vs $54,860 for the Hyundai Ioniq 6 SE, a $16,933 difference over 5 years. District of Columbia's electricity (25.4¢/kWh, 35% above the U.S. average) and $4.17/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · District of ColumbiaToyota Camry Hybrid LE · $37,927 total · $16,933 less than the Hyundai Ioniq 6 SE

Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost componentElectric · Hyundai Ioniq 6 SEHybrid · Toyota Camry Hybrid LE
Depreciation (estimated)$24,360 (44%)$11,310 (30%)
Charging / fuel$5,405 (10%)$5,317 (14%)
↳ of which charging loss12% (~$649)
Maintenance$3,660 (7%)$4,560 (12%)
Insurance$13,750 (25%)$11,500 (30%)
Financing interest$7,335 (13%)$4,890 (13%)
Registration & fees$350 (1%)$350 (1%)
Total cost of ownership$54,860$37,927

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Hyundai Ioniq 6 SE win?

Even at 30,000+ mi/yr or a 15-year hold, the Toyota Camry Hybrid LE stays cheaper here — its lower price and slower depreciation dominate. The Hyundai Ioniq 6 SE is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE, side by side

Electric

Hyundai Ioniq 6 SE

5-yr total cost
$54,860
Cost / month
$914
Cost / mile
$0.91
MSRP
$42,000
Powertrain
Electric
Efficiency
24 kWh/100mi
Hybrid Lower 5-yr cost

Toyota Camry Hybrid LE

5-yr total cost
$37,927
Cost / month
$632
Cost / mile
$0.63
MSRP
$29,000
Powertrain
Hybrid
Efficiency
47 mpg
District of Columbia electricity
25.4¢/kWh EIA
Gas price (District of Columbia)
$4.17/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE (U.S. average)

FAQ

Is the Hyundai Ioniq 6 SE or the Toyota Camry Hybrid LE cheaper to own over 5 years in District of Columbia?

The Toyota Camry Hybrid LE stays the cheaper car to own — about $37,927 vs $54,860 for the Hyundai Ioniq 6 SE, a $16,933 difference over 5 years.

When does the Hyundai Ioniq 6 SE become cheaper than the Toyota Camry Hybrid LE?

Even at 30,000+ mi/yr or a 15-year hold, the Toyota Camry Hybrid LE stays cheaper here — its lower price and slower depreciation dominate. The Hyundai Ioniq 6 SE is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

How much more does the Hyundai Ioniq 6 SE cost to buy than the Toyota Camry Hybrid LE?

The Hyundai Ioniq 6 SE starts at $42,000 — $13,000 more than the Toyota Camry Hybrid LE ($29,000). Over 5 years the ownership gap is $16,933 in favor of the Toyota Camry Hybrid LE.

Which costs less per mile — the Hyundai Ioniq 6 SE or the Toyota Camry Hybrid LE?

The Toyota Camry Hybrid LE: $0.63 vs $0.91 per mile all-in ($632 vs $914 per month) in District of Columbia.