Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE: 5-year cost to own in District of Columbia
As of July 1, 2026, over 5 years in District of Columbia, the Toyota Camry Hybrid LE stays the cheaper car to own — about $37,927 vs $54,860 for the Hyundai Ioniq 6 SE, a $16,933 difference over 5 years. District of Columbia's electricity (25.4¢/kWh, 35% above the U.S. average) and $4.17/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · District of ColumbiaToyota Camry Hybrid LE · $37,927 total · $16,933 less than the Hyundai Ioniq 6 SE
Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE — where the money goes
| Cost component | Electric · Hyundai Ioniq 6 SE | Hybrid · Toyota Camry Hybrid LE |
|---|---|---|
| Depreciation (estimated) | $24,360 (44%) | $11,310 (30%) |
| Charging / fuel | $5,405 (10%) | $5,317 (14%) |
| ↳ of which charging loss | 12% (~$649) | — |
| Maintenance | $3,660 (7%) | $4,560 (12%) |
| Insurance | $13,750 (25%) | $11,500 (30%) |
| Financing interest | $7,335 (13%) | $4,890 (13%) |
| Registration & fees | $350 (1%) | $350 (1%) |
| Total cost of ownership | $54,860 | $37,927 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Hyundai Ioniq 6 SE win?
Even at 30,000+ mi/yr or a 15-year hold, the Toyota Camry Hybrid LE stays cheaper here — its lower price and slower depreciation dominate. The Hyundai Ioniq 6 SE is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE, side by side
Hyundai Ioniq 6 SE
- 5-yr total cost
- $54,860
- Cost / month
- $914
- Cost / mile
- $0.91
- MSRP
- $42,000
- Powertrain
- Electric
- Efficiency
- 24 kWh/100mi
Toyota Camry Hybrid LE
- 5-yr total cost
- $37,927
- Cost / month
- $632
- Cost / mile
- $0.63
- MSRP
- $29,000
- Powertrain
- Hybrid
- Efficiency
- 47 mpg
- District of Columbia electricity
- 25.4¢/kWh EIA
- Gas price (District of Columbia)
- $4.17/gal AAA
Full cost breakdowns
← Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE (U.S. average)