Kia EV6 Wind vs Toyota RAV4 LE (gas): 5-year cost to own in Florida
As of July 1, 2026, over 5 years in Florida, the Toyota RAV4 LE (gas) stays the cheaper car to own — about $40,184 vs $54,487 for the Kia EV6 Wind, a $14,303 difference over 5 years. Florida's electricity (15.4¢/kWh, 18% below the U.S. average) and $3.78/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · FloridaToyota RAV4 LE (gas) · $40,184 total · $14,303 less than the Kia EV6 Wind
Kia EV6 Wind vs Toyota RAV4 LE (gas) — where the money goes
| Cost component | Electric · Kia EV6 Wind | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $25,370 (47%) | $10,800 (27%) |
| Charging / fuel | $3,953 (7%) | $7,556 (19%) |
| ↳ of which charging loss | 12% (~$474) | — |
| Maintenance | $3,660 (7%) | $5,520 (14%) |
| Insurance | $13,750 (25%) | $11,000 (27%) |
| Financing interest | $7,523 (14%) | $5,078 (13%) |
| Registration & fees | $231 (0%) | $231 (1%) |
| Total cost of ownership | $54,487 | $40,184 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Kia EV6 Wind win?
Even at 30,000+ mi/yr or a 15-year hold, the Toyota RAV4 LE (gas) stays cheaper here — its lower price and slower depreciation dominate. The Kia EV6 Wind is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Kia EV6 Wind vs Toyota RAV4 LE (gas), side by side
Kia EV6 Wind
- 5-yr total cost
- $54,487
- Cost / month
- $908
- Cost / mile
- $0.91
- MSRP
- $43,000
- Powertrain
- Electric
- Efficiency
- 29 kWh/100mi
Toyota RAV4 LE (gas)
- 5-yr total cost
- $40,184
- Cost / month
- $670
- Cost / mile
- $0.67
- MSRP
- $30,000
- Powertrain
- Gas
- Efficiency
- 30 mpg
- Florida electricity
- 15.4¢/kWh EIA
- Gas price (Florida)
- $3.78/gal AAA
Full cost breakdowns
← Kia EV6 Wind vs Toyota RAV4 LE (gas) (U.S. average)