What an EV really costs in Florida — any EV, any hybrid, any gas car

What is different about Florida's numbers

Home electricity here is 15.2¢/kWh, 17.7% below the 18.4¢ U.S. average (EIA, 2026-05), and regular gas averages $3.78/gal, level with the national $3.85 (AAA). Florida is one of 10 states charging no EV road-use fee, so an electric car here carries only the $46.1 base registration.

Run all 80 models that have their own cost page through the kernel at both rate sets and the average electric car's 5-year total in Florida lands $1,727 below its U.S.-average figure, while the average gas or hybrid car lands $946 below its own. Net effect: Florida narrows the gap an EV has to close by about $781. Head-to-head that comes out as EVs taking 14 of 55 matchups at Florida rates against 14 nationally — we publish that whichever way it falls.

Ranked against the other 50 state rate sets by what the whole priced fleet costs to run, Florida is 5th cheapest for an electric car and 21st for a gas or hybrid one. Its residential rate has moved 13.6¢ → 15.4¢/kWh across the 24 months to 2026-04 (+13.2%); on a Tesla Model 3 Premium RWD that shift alone is about $399 more electricity over 5 years than the same car would have cost at the 2024-05 rate.

Across the 37 matchups where an electric car faces a gas or hybrid one, the median EV costs $13,158 more over 5 years than the gas or hybrid car it is matched against at Florida rates — against $13,751 more nationally. Florida closes it by about $593. The EV that comes closest here is the Rivian R1S Dual-Motor (Standard Pack) against the Cadillac Escalade, $16,721 ahead; the furthest behind is the Kia EV9 Light Long Range RWD (electric) against the Toyota Grand Highlander Hybrid LE FWD, $24,626 adrift.

Running cost, Florida prices: a Tesla Model 3 Premium RWD draws about $4.31 of electricity per 100 miles at home (charging loss included), against $12.59 of gas for a 30 mpg car. A gas car would need 88 mpg to match the EV's fuel bill here. That is the running-cost line only — depreciation and insurance are what usually decide the 5-year total, and they are why most of the matchups below still go to the gas or hybrid car.

Florida EV incentive: none we can verify. Federal support ended too — the $7,500 new / $4,000 used credits expired Sept 30, 2025 — so nothing is discounted anywhere on this page.

Cheapest EVs to own in Florida

Ranked by true 5-year cost of ownership at Florida rates (12,000 mi/yr, all-in):

1. Chevrolet Bolt EUV (used)$43,584
2. Nissan Leaf SV+$44,131
3. Toyota bZ XLE (electric)$46,304
4. Hyundai Ioniq 5 SE$47,374
5. 2026 Fiat 500e$48,066
6. Chevrolet Equinox EV LT$48,554
7. Hyundai Kona Electric SEL (Long Range)$49,225
8. 2026 Volvo EX30 Single motor extended range$50,529

Florida cost by model

Florida is one of the six cheapest states in the country for 40 of the 80 models we price — Tesla Model 3 Premium RWD at $53,073, Tesla Model Y RWD at $55,847, Tesla Model Y Long Range AWD at $57,734 and 37 more. Sorted by 5-year cost to own at Florida rates; the order is not the national order.

This is the Florida-relevant slice of the fleet. The full 80-model table at U.S.-average rates is on every model — price vs 5-year cost.

Matchups that change hands in Florida

None of them. All 55 head-to-head matchups come out the same way at Florida rates as at the U.S. average — local prices move the totals here by $1,727 on an average EV, but never enough to change a winner. See every matchup →

Car insurance in Florida

Drivers in Florida spent an average of $1,864 a year on auto insurance — 45.5% above the $1,281 national average (NAIC, 2023, the latest published figure; a state average across all drivers, not a quote for any one car or driver, and premiums have moved since). Electric cars typically add about 42% on top of a comparable gas car, 18% for 2024-and-newer models (Insurify, June 2026, modeled at a standard driver profile).

Our 5-year totals use a labeled per-model estimate for each car, not this average — see how EV insurance moves the 5-year cost.

States whose numbers look like Florida's

Closest matches on home electricity and pump price — the states where the same car lands nearest to its Florida total — plus the cheapest and most expensive states in the country to run an EV:

• South Dakota →
• Montana →
• Wyoming →
• Colorado →
• New Mexico →
• Georgia →
• Kansas →
• North Carolina →
• Nevada →
• Hawaii →

All 51 state hubs →