Ford F-150 Lightning Pro vs Rivian R1T Dual-Motor: 5-year cost to own in the U.S.

Q: Is the Ford F-150 Lightning Pro or the Rivian R1T Dual-Motor cheaper to own over 5 years?

The Ford F-150 Lightning Pro is cheaper from day one — about $67,384 over 5 years vs $79,712 for the Rivian R1T Dual-Motor, a $12,328 difference.

Q: When does the Ford F-150 Lightning Pro become cheaper than the Rivian R1T Dual-Motor?

At 12,000 mi/yr the Ford F-150 Lightning Pro is already the cheaper car — drive more or keep it longer and its lead only grows.

Q: How much more does the Ford F-150 Lightning Pro cost to buy than the Rivian R1T Dual-Motor?

The Ford F-150 Lightning Pro starts at $54,780 — $15,120 less than the Rivian R1T Dual-Motor ($69,900). Over 5 years the ownership gap is $12,328 in favor of the Ford F-150 Lightning Pro.

Q: Which costs less per mile — the Ford F-150 Lightning Pro or the Rivian R1T Dual-Motor?

The Ford F-150 Lightning Pro: $1.12 vs $1.33 per mile all-in ($1,123 vs $1,329 per month).

By the EVCostIQ research desk · reviewed against our public methodology · every source dated on this page

As of July 1, 2026, over 5 years (U.S. average, 12,000 mi/yr), the Ford F-150 Lightning Pro is cheaper from day one — about $67,384 over 5 years vs $79,712 for the Rivian R1T Dual-Motor, a $12,328 difference. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 yearsFord F-150 Lightning Pro · $67,384 total · $12,328 less than the Rivian R1T Dual-Motor

Ford F-150 Lightning Pro vs Rivian R1T Dual-Motor — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost component	Electric · Ford F-150 Lightning Pro	Electric · Rivian R1T Dual-Motor
Depreciation (estimated)	$31,225 (46%)	$40,542 (51%)
Charging / fuel	$8,011 (12%)	$8,178 (10%)
↳ of which charging loss	12% (~$961)	12% (~$981)
Maintenance	$3,660 (5%)	$3,660 (5%)
Insurance	$13,750 (20%)	$13,750 (17%)
Financing interest	$9,738 (14%)	$12,582 (16%)
Registration & fees	$1,000 (1%)	$1,000 (1%)
Total cost of ownership	$67,384	$79,712

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Ford F-150 Lightning Pro win?

At 12,000 mi/yr the Ford F-150 Lightning Pro is already the cheaper car — drive more or keep it longer and its lead only grows.

Ford F-150 Lightning Pro vs Rivian R1T Dual-Motor, side by side

Electric Lower 5-yr cost

Ford F-150 Lightning Pro

5-yr total cost: $67,384
Cost / month: $1,123
Cost / mile: $1.12
MSRP: $54,780
Powertrain: Electric
Efficiency: 48 kWh/100mi

Electric

Rivian R1T Dual-Motor

5-yr total cost: $79,712
Cost / month: $1,329
Cost / mile: $1.33
MSRP: $69,900
Powertrain: Electric
Efficiency: 49 kWh/100mi

Electricity (US avg): 18.8¢/kWh EIA
Gas price (US avg): $3.85/gal AAA

Change the miles, your state & either car

Full cost breakdowns

FAQ

Is the Ford F-150 Lightning Pro or the Rivian R1T Dual-Motor cheaper to own over 5 years?

The Ford F-150 Lightning Pro is cheaper from day one — about $67,384 over 5 years vs $79,712 for the Rivian R1T Dual-Motor, a $12,328 difference.

When does the Ford F-150 Lightning Pro become cheaper than the Rivian R1T Dual-Motor?

At 12,000 mi/yr the Ford F-150 Lightning Pro is already the cheaper car — drive more or keep it longer and its lead only grows.

How much more does the Ford F-150 Lightning Pro cost to buy than the Rivian R1T Dual-Motor?

The Ford F-150 Lightning Pro starts at $54,780 — $15,120 less than the Rivian R1T Dual-Motor ($69,900). Over 5 years the ownership gap is $12,328 in favor of the Ford F-150 Lightning Pro.

Which costs less per mile — the Ford F-150 Lightning Pro or the Rivian R1T Dual-Motor?

The Ford F-150 Lightning Pro: $1.12 vs $1.33 per mile all-in ($1,123 vs $1,329 per month).