Chevrolet Silverado 1500 WT (gas) cost to own in Indiana — the true 5-year total
The Chevrolet Silverado 1500 WT (gas) starts at $36,900. As of July 1, 2026, over 5 years, owning one (gas car) costs about $48,319 in Indiana — $805/month, $0.81/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $2,533 less than a comparable Ford F-150 XLT (gas) over the same 5 years. Indiana's electricity (17.9¢/kWh) is 5% below the U.S. average, and gas runs $3.22/gal here — both fed straight into the numbers above.
Chevrolet Silverado 1500 WT (gas) · Indiana · 5-year estimate$48,319 total · $805/mo · $0.81/mi
Where the money goes
| Cost component | Gas · Chevrolet Silverado 1500 WT | Gas · Ford F-150 XLT |
|---|---|---|
| Depreciation (estimated) | $15,129 (31%) | $16,800 (33%) |
| Charging / fuel | $9,648 (20%) | $8,771 (17%) |
| ↳ of which charging loss | — | — |
| Maintenance | $6,060 (13%) | $6,840 (13%) |
| Insurance | $11,000 (23%) | $11,000 (22%) |
| Financing interest | $6,376 (13%) | $7,335 (14%) |
| Registration & fees | $107 (0%) | $107 (0%) |
| Total cost of ownership | $48,319 | $50,852 |
Chevrolet Silverado 1500 WT (gas) specs & assumptions
- Starting MSRP
- $36,900manufacturer base
- Powertrain
- Gas
- Efficiency
- 20 mpgEPA
- Indiana gas
- $3.22/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Chevrolet Silverado 1500 WT (gas) against any car, your miles & your state
What else moves your Chevrolet Silverado 1500 WT (gas) cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $36,900 at a typical 7.2% new-car APR over 60 months and interest alone adds about $7,149. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses Indiana's pump price of $3.22/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — Silverado 1500
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Silverado 1500, MY 2017–2026. Figures cover all powertrains and trims sold under the Silverado 1500 nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (38)
- Air Bags
Dealers will replace both RRAB modules, free of charge.
- Power Train
Owners are advised not to drive their vehicle until the remedy is completed.
Do not drive until repaired — NHTSA “Park It” advisory.
- Air Bags
Dealers will replace the left and right-side RRAB modules, free of charge.
- Equipment
Dealers will reset the vehicle radio, which will facilitate automatic download of the electronic owner’s manual, free of charge.
- Power Train
Dealers will inspect the vehicles and update the transmission control software, free of charge.
- Equipment
Dealers will provide the owner’s manual, free of charge.
- Air Bags
Dealers will replace the left and right side RRAB modules, free of charge.
- Engine And Engine Cooling
Dealers will inspect the engine, and as necessary, repair or replace the engine.
Full recall history: every Silverado 1500 campaign → — all 38 campaigns, grouped by year.
Consumer complaints
NHTSA has 7,145 consumer complaints on file for the Silverado 1500 (MY 2017–2026). The most-reported areas: Engine, Power Train, Electrical System. Complaints are unverified reports submitted by consumers to NHTSA. Counts here are from NHTSA’s complaint flat-file export, which lists this nameplate under records the model-lookup API omits.
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