Nissan Leaf SV+ vs Toyota Prius LE (hybrid): 5-year cost to own in Indiana
As of July 1, 2026, over 5 years in Indiana, the Toyota Prius LE (hybrid) stays the cheaper car to own — about $33,719 vs $45,883 for the Nissan Leaf SV+, a $12,164 difference over 5 years. Indiana's electricity (17.9¢/kWh, 5% below the U.S. average) and $3.22/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · IndianaToyota Prius LE (hybrid) · $33,719 total · $12,164 less than the Nissan Leaf SV+
Nissan Leaf SV+ vs Toyota Prius LE (hybrid) — where the money goes
| Cost component | Electric · Nissan Leaf SV+ | Hybrid · Toyota Prius LE |
|---|---|---|
| Depreciation (estimated) | $17,728 (39%) | $9,639 (29%) |
| Charging / fuel | $4,760 (10%) | $3,385 (10%) |
| ↳ of which charging loss | 12% (~$571) | — |
| Maintenance | $3,660 (8%) | $4,320 (13%) |
| Insurance | $13,750 (30%) | $11,500 (34%) |
| Financing interest | $4,728 (10%) | $4,768 (14%) |
| Registration & fees | $1,257 (3%) | $107 (0%) |
| Total cost of ownership | $45,883 | $33,719 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Nissan Leaf SV+ win?
Even at 30,000+ mi/yr or a 15-year hold, the Toyota Prius LE (hybrid) stays cheaper here — its lower price and slower depreciation dominate. The Nissan Leaf SV+ is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Nissan Leaf SV+ vs Toyota Prius LE (hybrid), side by side
Nissan Leaf SV+
- 5-yr total cost
- $45,883
- Cost / month
- $765
- Cost / mile
- $0.77
- MSRP
- $28,140
- Powertrain
- Electric
- Efficiency
- 30 kWh/100mi
Toyota Prius LE (hybrid)
- 5-yr total cost
- $33,719
- Cost / month
- $562
- Cost / mile
- $0.56
- MSRP
- $28,350
- Powertrain
- Hybrid
- Efficiency
- 57 mpg
- Indiana electricity
- 17.9¢/kWh EIA
- Gas price (Indiana)
- $3.22/gal AAA
Full cost breakdowns
← Nissan Leaf SV+ vs Toyota Prius LE (hybrid) (U.S. average)