Tesla Model Y RWD vs Honda CR-V LX (gas): 5-year cost to own in Indiana
As of July 1, 2026, over 5 years in Indiana, the Honda CR-V LX (gas) stays the cheaper car to own — about $39,255 vs $57,550 for the Tesla Model Y RWD, a $18,295 difference over 5 years. Indiana's electricity (17.9¢/kWh, 5% below the U.S. average) and $3.22/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 years · IndianaHonda CR-V LX (gas) · $39,255 total · $18,295 less than the Tesla Model Y RWD
Tesla Model Y RWD vs Honda CR-V LX (gas) — where the money goes
| Cost component | Electric · Tesla Model Y RWD | Gas · Honda CR-V LX |
|---|---|---|
| Depreciation (estimated) | $26,544 (46%) | $11,470 (29%) |
| Charging / fuel | $4,442 (8%) | $6,432 (16%) |
| ↳ of which charging loss | 12% (~$533) | — |
| Maintenance | $3,660 (6%) | $4,980 (13%) |
| Insurance | $13,750 (24%) | $11,000 (28%) |
| Financing interest | $7,897 (14%) | $5,266 (13%) |
| Registration & fees | $1,257 (2%) | $107 (0%) |
| Total cost of ownership | $57,550 | $39,255 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Tesla Model Y RWD win?
Even at 30,000+ mi/yr or a 15-year hold, the Honda CR-V LX (gas) stays cheaper here — its lower price and slower depreciation dominate. The Tesla Model Y RWD is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).
Tesla Model Y RWD vs Honda CR-V LX (gas), side by side
Tesla Model Y RWD
- 5-yr total cost
- $57,550
- Cost / month
- $959
- Cost / mile
- $0.96
- MSRP
- $44,990
- Powertrain
- Electric
- Efficiency
- 28 kWh/100mi
Honda CR-V LX (gas)
- 5-yr total cost
- $39,255
- Cost / month
- $654
- Cost / mile
- $0.65
- MSRP
- $31,000
- Powertrain
- Gas
- Efficiency
- 30 mpg
- Indiana electricity
- 17.9¢/kWh EIA
- Gas price (Indiana)
- $3.22/gal AAA
Full cost breakdowns
← Tesla Model Y RWD vs Honda CR-V LX (gas) (U.S. average)