Mercedes-Benz EQS 450+ (electric) vs BMW i7 xDrive60 (electric): 5-year cost to own in the U.S.
As of August 6, 2026, over 5 years (U.S. average, 12,000 mi/yr), the Mercedes-Benz EQS 450+ (electric) is cheaper from day one — about $132,818 over 5 years vs $149,649 for the BMW i7 xDrive60 (electric), a $16,831 difference. The expired federal $7,500 EV credit is not applied to either total.
Cheaper to own over 5 yearsMercedes-Benz EQS 450+ (electric) · $132,818 total · $16,831 less than the BMW i7 xDrive60 (electric)
Mercedes-Benz EQS 450+ (electric) vs BMW i7 xDrive60 (electric) — where the money goes
| Cost component | Electric · Mercedes-Benz EQS 450+ | Electric · BMW i7 xDrive60 |
|---|---|---|
| Depreciation (estimated) | $75,690 (57%) | $95,634 (64%) |
| Charging / fuel | $5,557 (4%) | $5,721 (4%) |
| ↳ of which charging loss | 12% (~$667) | 12% (~$687) |
| Maintenance | $7,500 (6%) | $7,500 (5%) |
| Insurance | $24,000 (18%) | $17,000 (11%) |
| Financing interest | $19,070 (14%) | $22,794 (15%) |
| Registration & fees | $1,000 (1%) | $1,000 (1%) |
| Total cost of ownership | $132,818 | $149,649 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
When does the Mercedes-Benz EQS 450+ (electric) win?
At 12,000 mi/yr the Mercedes-Benz EQS 450+ (electric) is already the cheaper car — drive more or keep it longer and its lead only grows.
Over 5 years the Mercedes-Benz EQS 450+ (electric) undercuts the BMW i7 xDrive60 (electric) by $16,831 — about 11% of the BMW i7 xDrive60 (electric)'s total. That margin is a verdict, not a rounding artifact.
What decides the Mercedes-Benz EQS 450+ (electric) vs BMW i7 xDrive60 (electric) verdict
One line outweighs everything else here: depreciation. It costs $75,690 on the Mercedes-Benz EQS 450+ (electric) against $95,634 on the BMW i7 xDrive60 (electric) — a $19,944 swing to the Mercedes-Benz EQS 450+ (electric), bigger than the $16,831 that separates the two 5-year totals. On the Mercedes-Benz EQS 450+ (electric), depreciation alone is 57% of its $132,818 total; on the BMW i7 xDrive60 (electric) it is 64% of $149,649.
- Insurance: Mercedes-Benz EQS 450+ (electric) $24,000, BMW i7 xDrive60 (electric) $17,000 — $7,000 the other way, to the BMW i7 xDrive60 (electric).
- Financing interest: Mercedes-Benz EQS 450+ (electric) $19,070, BMW i7 xDrive60 (electric) $22,794 — $3,724 more in the Mercedes-Benz EQS 450+ (electric)'s favor.
Insurance is the BMW i7 xDrive60 (electric)'s strong suit: $7,000 back, 42% of the Mercedes-Benz EQS 450+ (electric)'s lead — just not enough to turn it. At the dealer the BMW i7 xDrive60 (electric) starts $19,800 behind the Mercedes-Benz EQS 450+ (electric); running costs claw back $2,969 of that, but the Mercedes-Benz EQS 450+ (electric) still ends $16,831 ahead. The Mercedes-Benz EQS 450+ (electric) is ahead from the first year — $7,962 after year 1 — and finishes year 5 with the full $16,831 lead; the cumulative lines never cross.
Mercedes-Benz EQS 450+ (electric) vs BMW i7 xDrive60 (electric), side by side
Mercedes-Benz EQS 450+ (electric)
- 5-yr total cost
- $132,818
- Cost / month
- $2,214
- Cost / mile
- $2.21
- MSRP
- $104,400
- Powertrain
- Electric
- Efficiency
- 34 kWh/100mi
BMW i7 xDrive60 (electric)
- 5-yr total cost
- $149,649
- Cost / month
- $2,494
- Cost / mile
- $2.49
- MSRP
- $124,200
- Powertrain
- Electric
- Efficiency
- 35 kWh/100mi
- Electricity (US avg)
- 18.4¢/kWh EIA
- Gas price (US avg)
- $3.85/gal AAA
Full cost breakdowns
Mercedes-Benz EQS 450+ (electric) vs BMW i7 xDrive60 (electric) by state
No state's electricity or gas prices flip this verdict at default assumptions — the Mercedes-Benz EQS 450+ (electric) is the cheaper car in all 51 states we track.