Tesla Cybertruck AWD cost to own in Mississippi — the true 5-year total
The Tesla Cybertruck AWD starts at $79,990. As of July 1, 2026, over 5 years, owning one (EV) costs about $84,607 in Mississippi — $1,410/month, $1.41/mile — including depreciation, charging (with the ~12% AC charging loss most calculators ignore), maintenance, insurance, financing and fees. That's $33,051 more than a comparable Ford F-150 XLT (gas) over the same 5 years. Mississippi's electricity (16.8¢/kWh) is 11% below the U.S. average, and gas runs $3.46/gal here — both fed straight into the numbers above. The federal $7,500 EV credit expired Sept 30, 2025 and is not applied.
Tesla Cybertruck AWD · Mississippi · 5-year estimate$84,607 total · $1,410/mo · $1.41/mi
Where the money goes
| Cost component | Electric · Tesla Cybertruck AWD | Gas · Ford F-150 XLT |
|---|---|---|
| Depreciation (estimated) | $45,434 (54%) | $16,800 (33%) |
| Charging / fuel | $6,388 (8%) | $9,436 (18%) |
| ↳ of which charging loss | 12% (~$767) | — |
| Maintenance | $3,660 (4%) | $6,840 (13%) |
| Insurance | $13,750 (16%) | $11,000 (21%) |
| Financing interest | $14,480 (17%) | $7,335 (14%) |
| Registration & fees | $895 (1%) | $145 (0%) |
| Total cost of ownership | $84,607 | $51,556 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
Tesla Cybertruck AWD specs & assumptions
- Starting MSRP
- $79,990manufacturer base
- Powertrain
- Electric
- Efficiency
- 43 kWh/100miEPA
- Range
- 325 miEPA
- Mississippi electricity
- 16.8¢/kWhEIA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Tesla Cybertruck AWD against any car, your miles & your state
What else moves your Tesla Cybertruck AWD cost
The 5-year total already folds in depreciation, charging, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $79,990 at a typical 7.2% new-car APR over 60 months and interest alone adds about $15,497. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. This model averages about $2,750/yr to insure — roughly $550/yr more than a comparable gas car ($2,200/yr), as EV parts and repairs tend to cost more — our own estimate, calibrated to Insurify/Bankrate 2026, and already in the total above.
- Home charger. A Level 2 home charger is a one-time $500–$2,000 installed (depends on your panel and wiring) — not in the total above, but it pays back fast versus public fast-charging.
- Tires. EVs are heavier and make instant torque, so tires can wear ~20% faster — a real running cost most comparisons skip. We fold a higher maintenance rate for EVs into the total.
- Where you charge. Public DC fast-charging can cost 2–3× your home rate. The total assumes 80% home charging; if you can't charge at home, lower that share in the calculator to see the real cost.
Cost to charge the Tesla Cybertruck AWD at home
A full charge of the Tesla Cybertruck AWD costs about $23, and it runs about $8.19 per 100 mi at home — versus about $11.53 for a typical 30 mpg gas car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Full charge (123 kWh usable)
- $23pack ÷ (1 − 12% loss) × $0.17/kWh
- Per 100 mi at home
- $8.1943 kWh/100mi + 12% charging loss × $0.17/kWh
- A typical 30 mpg gas car
- $11.53/100miat $3.46/gal — for comparison
Recalls & reliability record — Cybertruck
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Cybertruck, MY 2024–2026. Figures cover all powertrains and trims sold under the Cybertruck nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (11)
- Wheels
Tesla Service will replace the front and rear brake rotors, hubs, and lug nuts, free of charge.
- Exterior Lighting
Tesla Service will inspect the light bar and install an additional mechanical attachment or replace the light bar using tape to adhere the light bar to the windshield…
- Exterior Lighting
Tesla released an over-the-air (OTA) software update, free of charge.
- Structure
Tesla service will replace the cant rail assembly, free of charge.
- TiresOTA fix
Tesla released an over-the-air (OTA) software update, free of charge.
- Electrical System
Tesla service will replace the drive inverter, free of charge.
- Back Over PreventionOTA fix
Tesla released an over-the-air (OTA) software update, free of charge.
- Structure
Tesla service will apply adhesion promoter and pressure sensitive tape or replace missing applique as necessary, free of charge.
Full recall history: every Cybertruck campaign → — all 11 campaigns, grouped by year.
Consumer complaints
NHTSA has 160 consumer complaints on file for the Cybertruck (MY 2024–2026). The most-reported areas: Electrical System, Structure, Forward Collision Avoidance. Complaints are unverified reports submitted by consumers to NHTSA.
Tesla Cybertruck AWD head-to-head comparisons
The 5-year cost gap against the cars buyers cross-shop:
← Tesla Cybertruck AWD cost (U.S. average)