Jeep Grand Cherokee Laredo cost to own in Montana — the true 5-year total
The Jeep Grand Cherokee Laredo starts at $38,415. As of July 1, 2026, over 5 years, owning one (gas car) costs about $55,933 in Montana — $932/month, $0.93/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $14,554 more than a comparable Toyota RAV4 LE (gas) over the same 5 years. Montana's electricity (13.9¢/kWh) is 26% below the U.S. average, and gas runs $3.95/gal here — both fed straight into the numbers above.
Jeep Grand Cherokee Laredo · Montana · 5-year estimate$55,933 total · $932/mo · $0.93/mi
Where the money goes
| Cost component | Gas · Jeep Grand Cherokee Laredo | Gas · Toyota RAV4 LE |
|---|---|---|
| Depreciation (estimated) | $20,360 (36%) | $10,800 (26%) |
| Charging / fuel | $10,767 (19%) | $7,896 (19%) |
| ↳ of which charging loss | — | — |
| Maintenance | $6,060 (11%) | $5,520 (13%) |
| Insurance | $11,000 (20%) | $11,000 (27%) |
| Financing interest | $6,661 (12%) | $5,078 (12%) |
| Registration & fees | $1,085 (2%) | $1,085 (3%) |
| Total cost of ownership | $55,933 | $41,379 |
Jeep Grand Cherokee Laredo specs & assumptions
- Starting MSRP
- $38,415manufacturer base
- Powertrain
- Gas
- Efficiency
- 22 mpgEPA
- Montana gas
- $3.95/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Jeep Grand Cherokee Laredo against any car, your miles & your state
What else moves your Jeep Grand Cherokee Laredo cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $38,415 at a typical 7.2% new-car APR over 60 months and interest alone adds about $7,443. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses Montana's pump price of $3.95/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — Grand Cherokee
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Grand Cherokee, MY 2017–2026. Figures cover all powertrains and trims sold under the Grand Cherokee nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (49)
- Power Train
Dealers will update the shifter module software, free of charge.
- Air Bags
Dealers will update the occupant restraint controller module software, free of charge.
- Suspension
Dealers will inspect and repair the rear coil spring assembly, as necessary, free of charge.
- Electrical System
Owners are advised to park outside and away from structures and not to charge their vehicles until the remedy is completed.
Park outside, away from structures, until repaired — NHTSA “Park Outside” advisory.
- Electrical System
Dealers will update the hybrid control processer software, free of charge.
- Seats
Dealers will inspect and replace both second-row seat head restraints, as necessary, free of charge.
- Visibility
Dealers will inspect and replace the blower motor, as necessary free of charge.
- Equipment
Dealers replaced the DCSD, free of charge.
Full recall history: every Grand Cherokee campaign → — all 49 campaigns, grouped by year.
Consumer complaints
NHTSA has 3,198 consumer complaints on file for the Grand Cherokee (MY 2017–2026). The most-reported areas: Electrical System, Engine, Power Train. Complaints are unverified reports submitted by consumers to NHTSA.
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