EVCostIQ

The EV cost intelligence platform

Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE: 5-year cost to own in New Hampshire

As of July 1, 2026, over 5 years in New Hampshire, the Toyota Camry Hybrid LE stays the cheaper car to own — about $37,391 vs $55,554 for the Hyundai Ioniq 6 SE, a $18,163 difference over 5 years. New Hampshire's electricity (27.2¢/kWh, 45% above the U.S. average) and $3.90/gal gas are fed straight into both totals. The expired federal $7,500 EV credit is not applied to either total.

Cheaper to own over 5 years · New HampshireToyota Camry Hybrid LE · $37,391 total · $18,163 less than the Hyundai Ioniq 6 SE

Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE — where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost componentElectric · Hyundai Ioniq 6 SEHybrid · Toyota Camry Hybrid LE
Depreciation (estimated)$24,360 (44%)$11,310 (30%)
Charging / fuel$5,795 (10%)$4,976 (13%)
↳ of which charging loss12% (~$695)
Maintenance$3,660 (7%)$4,560 (12%)
Insurance$13,750 (25%)$11,500 (31%)
Financing interest$7,335 (13%)$4,890 (13%)
Registration & fees$655 (1%)$155 (0%)
Total cost of ownership$55,554$37,391

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

When does the Hyundai Ioniq 6 SE win?

Even at 30,000+ mi/yr or a 15-year hold, the Toyota Camry Hybrid LE stays cheaper here — its lower price and slower depreciation dominate. The Hyundai Ioniq 6 SE is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE, side by side

Electric

Hyundai Ioniq 6 SE

5-yr total cost
$55,554
Cost / month
$926
Cost / mile
$0.93
MSRP
$42,000
Powertrain
Electric
Efficiency
24 kWh/100mi
Hybrid Lower 5-yr cost

Toyota Camry Hybrid LE

5-yr total cost
$37,391
Cost / month
$623
Cost / mile
$0.62
MSRP
$29,000
Powertrain
Hybrid
Efficiency
47 mpg
New Hampshire electricity
27.2¢/kWh EIA
Gas price (New Hampshire)
$3.90/gal AAA

Change the miles, your state & either car

Full cost breakdowns

← Hyundai Ioniq 6 SE vs Toyota Camry Hybrid LE (U.S. average)

FAQ

Is the Hyundai Ioniq 6 SE or the Toyota Camry Hybrid LE cheaper to own over 5 years in New Hampshire?

The Toyota Camry Hybrid LE stays the cheaper car to own — about $37,391 vs $55,554 for the Hyundai Ioniq 6 SE, a $18,163 difference over 5 years.

When does the Hyundai Ioniq 6 SE become cheaper than the Toyota Camry Hybrid LE?

Even at 30,000+ mi/yr or a 15-year hold, the Toyota Camry Hybrid LE stays cheaper here — its lower price and slower depreciation dominate. The Hyundai Ioniq 6 SE is the pick mainly for reasons beyond 5-year cost (performance, emissions, HOV access, home-charging convenience).

How much more does the Hyundai Ioniq 6 SE cost to buy than the Toyota Camry Hybrid LE?

The Hyundai Ioniq 6 SE starts at $42,000 — $13,000 more than the Toyota Camry Hybrid LE ($29,000). Over 5 years the ownership gap is $18,163 in favor of the Toyota Camry Hybrid LE.

Which costs less per mile — the Hyundai Ioniq 6 SE or the Toyota Camry Hybrid LE?

The Toyota Camry Hybrid LE: $0.62 vs $0.93 per mile all-in ($623 vs $926 per month) in New Hampshire.