BYD Atto 3 (Dynamic) vs Mitsubishi Xpander 1.5 GLS AT: 5-year cost to own (the Philippines)

By Ivan H., EVCostIQ · reviewed against our public methodology · every source dated on this page

Over 5 years in the Philippines (12,000 km/yr), as of July 2, 2026, the Mitsubishi Xpander 1.5 GLS AT stays the cheaper car to own — about ₱1,368,327 vs ₱1,728,853 for the BYD Atto 3 (Dynamic), a ₱360,526 difference over 5 years.

No national cash purchase rebate in the Philippines (unlike Thailand's EV3.5). EV support is tax/tariff relief already baked into the sticker price (EVIDA 0% CBU import tariff to 2028; 0% excise on pure BEVs) plus non-cash perks (number-coding/UVVRP exemption, priority LTO registration) — none of it is a cheque, so none is in the totals above. Source: DOE EVIDA/CREVI · RA 11697.

Cheaper to own over 5 years · the PhilippinesMitsubishi Xpander 1.5 GLS AT · ₱1,368,327 total · ₱360,526 less than the BYD Atto 3 (Dynamic)

BYD Atto 3 (Dynamic) vs Mitsubishi Xpander 1.5 GLS AT — where the money goes

5-year total cost of ownership by component, by vehicle (PHP). Estimates; sources dated in the methodology.
Cost component	Electric · BYD Atto 3	Petrol · Mitsubishi Xpander 1.5 GLS
Depreciation (estimated)	₱966,420 (56%)	₱579,140 (42%)
Charging / fuel	₱198,935 (12%)	₱310,969 (23%)
↳ of which charging loss	12% (~₱23,872)	—
Maintenance	₱54,000 (3%)	₱90,000 (7%)
Insurance	₱190,000 (11%)	₱140,000 (10%)
Financing interest	₱307,498 (18%)	₱236,218 (17%)
Registration & fees	₱12,000 (1%)	₱12,000 (1%)
Total cost of ownership	₱1,728,853	₱1,368,327

When does the BYD Atto 3 (Dynamic) win?

The Mitsubishi Xpander 1.5 GLS AT wins decisively here — ₱360,526 cheaper over 5 years; at typical assumptions this isn't a close call.

No realistic annual distance flips this verdict — the Mitsubishi Xpander 1.5 GLS AT stays the cheaper car at every distance we model.

What decides the BYD Atto 3 (Dynamic) vs Mitsubishi Xpander 1.5 GLS AT verdict

One line outweighs everything else here: depreciation. It costs ₱966,420 on the BYD Atto 3 (Dynamic) against ₱579,140 on the Mitsubishi Xpander 1.5 GLS AT — a ₱387,280 swing to the Mitsubishi Xpander 1.5 GLS AT, bigger than the ₱360,526 that separates the two 5-year totals. On the BYD Atto 3 (Dynamic), depreciation alone is 56% of its ₱1,728,853 total; on the Mitsubishi Xpander 1.5 GLS AT it is 42% of ₱1,368,327.

Energy: ₱198,935 of charging for the BYD Atto 3 (Dynamic) vs ₱310,969 of petrol for the Mitsubishi Xpander 1.5 GLS AT — ₱112,034 the other way, to the BYD Atto 3 (Dynamic).
Financing interest: BYD Atto 3 (Dynamic) ₱307,498, Mitsubishi Xpander 1.5 GLS AT ₱236,218 — ₱71,280 more in the Mitsubishi Xpander 1.5 GLS AT's favor.
Insurance: BYD Atto 3 (Dynamic) ₱190,000, Mitsubishi Xpander 1.5 GLS AT ₱140,000 — ₱50,000 more in the Mitsubishi Xpander 1.5 GLS AT's favor.

The BYD Atto 3 (Dynamic)'s best answer is energy — ₱112,034 back the other way — which covers 31% of the Mitsubishi Xpander 1.5 GLS AT's ₱360,526 lead. At the dealer the BYD Atto 3 (Dynamic) starts ₱379,000 behind the Mitsubishi Xpander 1.5 GLS AT; running costs claw back ₱18,474 of that, but the Mitsubishi Xpander 1.5 GLS AT still ends ₱360,526 ahead. The Mitsubishi Xpander 1.5 GLS AT is ahead by ₱142,423 after the first year and more than doubles that lead — ₱360,526 by year 5.

BYD Atto 3 (Dynamic) vs Mitsubishi Xpander 1.5 GLS AT, side by side

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