BYD Atto 3 (Dynamic) cost to own in the Philippines — the true 5-year total

By Ivan H., EVCostIQ · reviewed against our public methodology · every source dated on this page

The BYD Atto 3 (Dynamic) starts at ₱1,638,000. Over 5 years, owning one (EV) costs about ₱1,728,853 in the Philippines as of July 2, 2026 — ₱28,814/month, ₱28.81/km — including depreciation, charging (with the ~12% charging loss most calculators ignore), maintenance, insurance, financing and registration. That's ₱291,997 more than a comparable Toyota Corolla Cross 1.8 HEV (V) over the same 5 years.

BYD Atto 3 (Dynamic) incentives & grants

No national cash purchase rebate in the Philippines (unlike Thailand's EV3.5). EV support is tax/tariff relief already baked into the sticker price (EVIDA 0% CBU import tariff to 2028; 0% excise on pure BEVs) plus non-cash perks (number-coding/UVVRP exemption, priority LTO registration) — none of it is a cheque, so none is in the totals above. Source: DOE EVIDA/CREVI · RA 11697.

BYD Atto 3 (Dynamic) · the Philippines · 5-year estimate₱1,728,853 total · ₱28,814/mo · ₱28.81/km

Where the money goes

5-year total cost of ownership by component, by vehicle (PHP). Estimates; sources dated in the methodology.
Cost component	Electric · BYD Atto 3	Hybrid · Toyota Corolla Cross 1.8
Depreciation (estimated)	₱966,420 (56%)	₱693,000 (48%)
Charging / fuel	₱198,935 (12%)	₱197,102 (14%)
↳ of which charging loss	12% (~₱23,872)	—
Maintenance	₱54,000 (3%)	₱75,000 (5%)
Insurance	₱190,000 (11%)	₱150,000 (10%)
Financing interest	₱307,498 (18%)	₱309,754 (22%)
Registration & fees	₱12,000 (1%)	₱12,000 (1%)
Total cost of ownership	₱1,728,853	₱1,436,856

BYD Atto 3 (Dynamic) specs & assumptions

Starting price: ₱1,638,000manufacturer
Powertrain: Electric
Efficiency: 15.5 kWh/100kmWLTP
Range: 410 kmWLTP
the Philippines electricity: 14.48₱/kWhMeralco
Annual km (assumed): 12,000the Philippines average

Compare the BYD Atto 3 (Dynamic) against any car, your km & your scenario

What the numbers say

The BYD Atto 3 (Dynamic) costs about ₱1,728,853 to own over 5 years in the Philippines — ₱28,814/month, ₱28.81/km at 12,000 km/yr — and depreciation is the biggest line: ₱966,420, 56% of the total (as of July 2, 2026).

The Toyota Corolla Cross 1.8 HEV (V) wins decisively here — ₱291,997 cheaper over 5 years; at typical assumptions this isn't a close call.
No realistic annual distance flips this verdict — the Toyota Corolla Cross 1.8 HEV (V) stays the cheaper car at every distance we model.
On cost per month the BYD Atto 3 (Dynamic) ranks #2 of 6 small SUV models we track in the Philippines.
Where the BYD Atto 3 (Dynamic)'s ₱1,728,853 actually goes: depreciation ₱966,420 (56%), financing interest ₱307,498 (18%), charging ₱198,935 (12%), insurance ₱190,000 (11%), maintenance ₱54,000 (3%), registration & fees ₱12,000 (1%).
Per km, that is ₱16.11 of depreciation and ₱3.32 of charging, with ₱9.39 for everything else — ₱28.81/km all-in.
Charging vs the fleet: at ₱198,935 over 5 years the BYD Atto 3 (Dynamic) sits within ₱0 of the ₱198,935 median for the 9 EVs we price — nothing unusual either way.

What we assume for maintenance

Assumed ₱10,800/yr for an EV at 12,000 km/yr — about ₱54,000 of the 5-year total above. On this market's assumptions an EV runs about ₱7,200/yr less in maintenance than a petrol car (₱10,800 vs ₱18,000). See the methodology for sources; adjustable in the calculator.

Cost to charge the BYD Atto 3 (Dynamic) at home

The BYD Atto 3 (Dynamic) runs about ₱255.05 per 100 km at home — versus about ₱511.00 for a typical 7 L/100km petrol car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.

Per 100 km at home: ₱255.0515.5 kWh/100km + 12% charging loss × ₱14.48/kWh
A typical 7 L/100km petrol car: ₱511.00/100kmat ₱73.00/L — for comparison

Cost to charge an EV in the Philippines — every model →

Head-to-head: EV vs petrol

BYD Atto 3 (Dynamic)vsMitsubishi Xpander 1.5 GLS AT BYD Atto 3 (Dynamic)vsGeely Coolray 1.5T Premium Plus

More the Philippines models

FAQ

How much does it cost to charge the BYD Atto 3 (Dynamic) at home?

About ₱255.05 per 100 km — home charging, with the ~12% AC charging loss included, at ₱14.48/kWh. A typical 7 L/100km petrol car costs about ₱511.00 per 100 km.

How much does the BYD Atto 3 (Dynamic) battery replacement cost?

Most EVs never need a battery-pack replacement inside the manufacturer's battery warranty (typically 8 years / 160,000 km), so no replacement cost is in the 5-year total above — see the methodology for how battery life is treated.

What does the BYD Atto 3 (Dynamic) really cost to own over 5 years in the Philippines?

The BYD Atto 3 (Dynamic) costs about ₱1,728,853 to own over 5 years in the Philippines — about ₱28,814/month — including depreciation, charging, maintenance, insurance, registration and financing.

How much does the BYD Atto 3 (Dynamic) cost per month in the Philippines?

About ₱28,814/month over 5 years (₱28.81/km) — depreciation, charging, insurance, maintenance, registration and financing included.

Is the BYD Atto 3 (Dynamic) cheaper to own than the Toyota Corolla Cross 1.8 HEV (V)?

No — about ₱1,728,853 vs ₱1,436,856 over 5 years in the Philippines: ₱291,997 more.

How much does charging cost for the BYD Atto 3 (Dynamic) over 5 years?

About ₱198,935 at the Philippines rates (including the ~12% AC charging loss) — already inside the total above.

More the Philippines EV costs

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